Escambia County property record for 1101 E Cross St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,034 sqft · built 1938 |
| Lot Size | 0.487 acres (21,201 sqft) |
| Owner | Company Name on File |
| Last Sale | $159,100 (May 2019) |
| Tax Bill | $3,475 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-0S-00-9025-001-316 |
| Primary APN | 00-0S-00-9025-001-316 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,201 sqft (0.487 acres) |
| Garage Area | 300 sqft |
| Porch | Slab |
| Porch Area | 246 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 142708000 |
|---|---|
| Street Address | 1101 E CROSS ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-4666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LTS 1 TO 4 BLK 316 NEW CITY TRACT OR 8092 P 1180 OR 9200 P 1892 CA 53 |
| Legal Subdivision | NEW CITY TRACT |
| Legal Block | 316 |
| Legal Lot Number | 1 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 802 |
1101 E Cross St is owned by a company that bought it in May 2019.
Source: Escambia County records, as of August 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 707 E CERVANTES ST, PENSACOLA, FL 32501-3286 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Line of Credit SMARTBANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| May 9, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2019 · Amount on File |
| Deed Sale | May 9, 2019 · Amount on File |
| Deed Document Number | 201940732 |
| Deed Book / Page | 8092 / 1180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1101 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|---|
| Address | 707 E CERVANTES ST PMB 21, PENSACOLA, FL 32501-3286 |
| Document Number | 0085641363 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 8564/1363 |
| Instrument | 2021072340 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 1101 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 549 E ROMANA ST, PENSACOLA, FL 32502-6152 |
| Document Number | 0084061694 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 8406/1694 |
| Instrument | 2020099329 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | PENSACOLA, FL 32534 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 9, 2019 |
| Property Address | 1101 E CROSS ST, PENSACOLA, FL 32503-4666 |
| Document Number | 0080921180 |
| Book / Page | 008092 / 001180 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 40732 |
| Transaction Type | Foreclosure |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,113.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 549 E ROMANA ST PENSACOLA FL 325026152, PENSACOLA, FL 32502-6152 |
The 2025 property tax bill for 1101 E Cross St was $3,475, up 17.4% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,475.00 (+17.36%) | $224,593 Land $144,160 Building $80,433 | $224,593 Land $144,160 Building $80,433 |
| 2024 | $2,961.00 (+6.17%) | ||
| 2023 | $2,789.00 (+7.06%) | $155,400 (-8.34%) | $177,540 (+4.72%) Land $99,110 Building $78,430 |
| 2022 | $2,605.00 | $169,545 | $169,545 Land $99,110 Building $70,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1101 E Cross St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1101 E Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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