1113 E 4 1/2 St, Berwick, PA 18603 Property Records

Luzerne County property record for 1113 E 4 1/2 St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	2,256 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Dec 2024)
Tax Bill	$3,399 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-P3S4-004-031`

Property Details

APN / Parcel Number

Primary APN	`55-P3S4-004-031`
Alternative APNs	`55-P3S4-004-031-000` `5500P3S4 004031`

Interior

Stories	1 Story
Building Area	2,256 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide

Location & Zoning

Old Parcel Number	55-P3S4-004-031
Street Address	1113 E 4 1/2 ST
City	BERWICK
State	PA
Zip	18603-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55-234-1-D139-11 1113 E FOUR 1/2 ST
Legal Subdivision	DAVID ALLENS DEVELOPMENT
Legal Block	4
Legal Lot Number	31
Jurisdiction	LUZERNE PA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4004
Census Tract	216100

Owner

1113 E 4 1/2 St is owned by an individual who bought it in December 2024.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1315 SPRING GARDEN AVE, BERWICK, PA 18603-2722
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA HSNG FINANCE AGENCY
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit FIRST KEYSTONE COMMUNITY BANK
Jan 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST KEYSTONE COMMUNITY BANK
Mar 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST KEYSTONE COMMUNITY BANK
Sep 21, 2020	Deed, Transfer · Conventional Mortgage FIRST KEYSTONE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	Sep 21, 2020 · Amount on File
Deed Document Number	202465003
Deed Book / Page	3024 / 243243
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	Apr 21, 2026
Property Address	1113 E 4 1/2 ST, BERWICK, PA 18603-4003
Document Number	0000021482
Book / Page	3026 / 90750
Instrument Date	Nov 15, 2024
Instrument	202621482
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 E 4 1/2 ST, BERWICK, PA 18603-4003

Mortgage

Document Number	0000021482,
Date	Apr 21, 2026
Book Page	3026/90750
Instrument	202621482

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.44%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	1113 E 4 1/2 ST, BERWICK, PA 18603-4003
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 E 4 1 2 ST, BERWICK, PA 18603

Mortgage

Document Number	0000001247
Date	Jan 10, 2024
Book Page	3024/3619
Instrument	202401247

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	1113 E 4 1/2 ST, BERWICK, PA 18603-4003
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 EAST 4 1 2 STREET, BERWICK, PA 18603

Mortgage

Document Number	0000005443
Date	Jan 31, 2023
Book Page	3023/18703
Instrument	202305443

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	1113 E 4 1/2 ST, BERWICK, PA 18603-4003
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 EAST 4 1 2 STREET, BERWICK, PA 18603

Mortgage

Document Number	0000014335
Date	Mar 1, 2022
Book Page	3022/60667
Instrument	202214335

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LUZERNE PA
Recording Date	Sep 21, 2020
Property Address	1113 E 4 1/2 ST, BERWICK, PA 18603-4003
Document Number	0000044395
Book / Page	3020 / 183198
Instrument Date	Aug 28, 2020
Instrument	202044395
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount on Record
Tax	$1,160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 E 4 1 2 STREET, 1113, BERWICK, PA 18603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 E 4 1 2 STREET, BERWICK, PA 18603

Mortgage

Document Number	0000044396
Date	Sep 21, 2020
Instrument	202044396

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 10, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 1113 E 4 1/2 St was $3,399.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Salem Township
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,399.00	$148,900 Land $38,100 Building $110,800
2025	$3,399.00
2024		$148,900 Land $38,100 Building $110,800
2023	$3,181.00
2009			$148,900 Land $38,100 Building $110,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1113 E 4 1/2 St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2006)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1113 E 4 1/2 St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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