1107 E 4 1/2 St, Berwick, PA 18603 Property Records

Luzerne County property record for 1107 E 4 1/2 St, Berwick, PA 18603

Property Summary

Property Type	Single Family Home
Details	1,431 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2011)
Tax Bill	$3,447 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-P3S4-004-032`

Property Details

APN / Parcel Number

Primary APN	`55-P3S4-004-032`
Alternative APNs	`55-P3S4-004-032-000` `5500P3S4 004032`

Interior

Stories	1 Story
Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 85 ft wide

Location & Zoning

Old Parcel Number	55-P3S4-004-032
Street Address	1107 E 4 1/2 ST
City	BERWICK
State	PA
Zip	18603-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	55-243-1-D34-7 1107 E FOUR 1/2 ST
Legal Subdivision	DAVID ALLENS DEVELOPMENT
Legal Block	4
Legal Lot Number	32
Jurisdiction	LUZERNE PA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4004
Census Tract	216100

Owner

Source: Luzerne County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1107 E 4 1/2 ST, BERWICK, PA 18603-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST KEYSTONE COMMUNITY BANK
Feb 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST KEYSTONE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2011 · Amount on Record
Deed Sale	Jul 14, 2011 · Amount on Record
Prior Sale	Oct 29, 2009 · Amount on Record
Deed Document Number	20115975909
Deed Book / Page	3011 / 137047
Last Transfer Date	Jan 21, 2022
Transfer Doc	0000011866
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	1107 E 4 1/2 ST, BERWICK, PA 18603-4003
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 E 4 1 2 ST, BERWICK, PA 18603

Mortgage

Document Number	0000019507
Date	Mar 22, 2022
Book Page	3022/81373
Instrument	202219507

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2042

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUZERNE PA
Recording Date	Feb 18, 2022
Property Address	1107 E 4 1/2 ST, BERWICK, PA 18603-4003
Document Number	0000011866
Book / Page	3022 / 50669
Instrument Date	Jan 21, 2022
Instrument	202211866
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	AMERICAN INDPNT ABSTRACT COMPANY, AMERICAN INDEPENDENT ABSTRAC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1107 EAST 4 1 2 STREET, BERWICK, PA 18603

Mortgage

Document Number	0000011867
Date	Feb 18, 2022
Instrument	202211867

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
County Subdivision	Salem Township
Unified School District	Berwick Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,447.00 Homeowner's exemption	$151,000 (-) Land $38,100 Building $112,900
2025	$3,447.00 (+6.88%)
2024		$151,000 Land $38,100 Building $112,900
2023	$3,225.00
2009			$151,000 Land $38,100 Building $112,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1979–2006)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER BERWICK private · serves 15,282 people · EPA ID PA4190013
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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