1113 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1113 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1974
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (May 2023)
Tax Bill	$97 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-KY-48-2`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-KY-48-2`
Alternative APNs	`28-37-28-KY-00048.0-0002.00` `2836395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	1,992 sqft
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	432 sqft
Porch	Finished/Open Porch
Porch Area	336 sqft
Deck Area	966 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2836395
Street Address	1113 CROMEY RD NE
City	PALM BAY
State	FL
Zip	32905-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 4 LOT 2 BLK 48
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 4
Legal Block	48
Legal Lot Number	2
Legal Unit	4
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	1
Census Block	1019
Census Tract	65130

Owner

1113 Cromey Rd NE is owned and occupied by an individual who bought it in May 2023.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1113 CROMEY RD NE, PALM BAY, FL 32905-4542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2023 · Amount on File
Deed Sale	May 24, 2023 · Amount on File
Prior Sale	Dec 28, 2015 · Amount on File
Deed Document Number	2023106834
Deed Book / Page	9796 / 1100
Prior Transfer Date	Dec 19, 2006
Prior Transfer Doc	0057366297
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 24, 2023
Property Address	1113 CROMEY RD NE, PALM BAY, FL 32905-4542
Document Number	0097961100
Book / Page	9796 / 1100
Map Reference	MB 24 PG 25-29
Instrument Date	May 24, 2023
Instrument	2023106834
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 WABASH RD SE, PALM BAY, FL 32909-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 CROMEY RD NE, PALM BAY, FL 32905-4542

Mortgage

Document Number	0097961102
Date	May 24, 2023
Instrument	9796/1102

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1113 CROMEY RD NE, PALM BAY, FL 32905-4542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1113 CROMEY RD NE, PALM BAY, FL 32905-4542

Mortgage

Document Number	0089041398
Date	Oct 30, 2020
Book Page	8904/1398
Instrument	2020241853

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1113 Cromey Rd NE was $97 with a veteran's exemption, up 3.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,930 (-5.89%)	$223,930 (-5.89%)
2025	$97.00 (+3.19%) Veteran's exemption	$237,950	$237,950
2024	$94.00 (-94.12%)
2023	$1,598.00 (+5.34%) Homeowner's exemption	$122,860 (+2.99%)	$235,830 (+8.8%) Land $55,000 Building $180,830
2022	$1,517.00 Homeowner's exemption	$119,290	$216,750 Land $50,000 Building $166,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1113 Cromey Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1113 Cromey Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wire 3.

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