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  5. Cromey Rd NE

1096 Cromey Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 1096 Cromey Rd NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,020 sqft · built 1979
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$22,600 (May 1994)
Tax Bill$1,025 (2025)
Deeds & MortgagesOct 2025 Transfer
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-28-02-80-2

Property Details

APN / Parcel Number

Primary APN28-37-28-02-80-2
Alternative APNs
  • 28-37-28-02-00080.0-0002.00
  • 2836760

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,020 sqft Living Area
Gross Area2,320 sqft
1st Floor Area2,020 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions145 ft deep x 93 ft wide
Garage TypeAttached
Garage Area264 sqft
PorchFinished/Open Porch
Porch Area36 sqft
Deck Area756 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2836760
Street Address1096 CROMEY RD NE
CityPALM BAY
StateFL
Zip32905-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS2
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 8 LOT 2 BLK 80
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 8
Legal Block80
Legal Lot Number2
Legal Unit8
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group1
Census Block1008
Census Tract65130

Owner

1096 Cromey Rd NE is owned and occupied by two individuals who bought it in May 1994.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1096 CROMEY RD NE, PALM BAY, FL 32905-4506
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 1994 · Amount on File
Deed SaleMay 24, 1994 · Amount on File
Deed Book / Page3394 / 2446
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateOct 27, 2025
Property Address1096 CROMEY RD NE, PALM BAY, FL 32905-4506
Document Number0104642004
Book / Page10464 / 2004
Map ReferenceMB 25 PG 127&128
Instrument DateOct 27, 2025
Instrument2025215558
Transaction TypeTransfer
Record UpdatedNov 10, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1096 CROMEY RD NE, PALM BAY, FL 32905-4506

Transferred To (Grantee/Buyer)

NameVerified Name
Address599 HOWE AVE SE, PALM BAY, FL 32909-4188

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1096 CROMEY RD NE, PALM BAY, FL 32905-4506
Transaction TypeMortgage
Record UpdatedAug 6, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0091992462
DateJul 23, 2021
Book Page9199/2462
Instrument2021191644
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1096 Cromey Rd NE was $1,025, up 3.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,620 (+2.7%)$258,440 (-4.61%)
2025$1,025.00 (+3.54%) Homeowner's exemption$93,110 (+2.9%)$270,920 (-2.85%) Land $65,000 Building $205,920
2024$990.00 (+4.1%) Homeowner's exemption$90,490 (+2.99%)$278,870 (+2.35%) Land $65,000 Building $213,870
2023$951.00 (+7.7%) Homeowner's exemption$87,860 (+2.99%)$272,480 (+8.09%) Land $55,000 Building $217,480
2022$883.00 Homeowner's exemption$85,310$252,080 Land $50,000 Building $202,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1096 Cromey Rd NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2008–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1096 Cromey Rd NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Wire 3.

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