Shiawassee County property record for 1113 Ada St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,000 (Sep 2024) |
| Tax Bill | $4,919 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Oct 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-536-000-082-00 |
| Primary APN | 050-536-000-082-00 |
|---|
| Lot Area | 13,068 sqft (0.3 acres) |
|---|
| Street Address | 1113 ADA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 1424.83' N & 363' W OF CEN SEC 13 TH W'LY 156.75' N 82.5' E 156.75' S 82.5' TO POB SEC 13 ALSO N 56' LOT 15 RIVERVIEW GAR |
| Legal Subdivision | RIVER VIEW GARDENS SUBDIVISION |
| Legal Lot Number | 15 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1113 ADA ST, OWOSSO, MI 48867-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Oct 11, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI |
| Oct 4, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MTG/MI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Oct 4, 2017 · Amount on Record |
| Deed Document Number | 20243384661 |
| Deed Book / Page | 1320 / 378 |
| Prior Transfer Date | Sep 4, 2024 |
| Prior Transfer Doc | 0013210154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1113 ADA ST, OWOSSO, MI 48867-1609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 113 ADA ST, OWOSSO, MI 48867 |
| Document Number | 0012780505 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 1278/505 |
| Instrument | 3342252 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1113 ADA ST, OWOSSO, MI 48867-1609 |
| Document Number | 0012510701 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1113 ADA ST OWOSSO MI 488671609, OWOSSO, MI 48867-1609 |
| Document Number | 0012510701 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 001251/000701 |
| Instrument | 3315094 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 4, 2017 |
| Property Address | 1113 ADA ST, OWOSSO, MI 48867-1609 |
| Document Number | 0012380869 |
| Book / Page | 001238 / 000869 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 3302182 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | CISLO TITLE, CISIO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,192.31 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 815 W OLIVER ST OWOSSO MI 488672108, OWOSSO, MI 48867-2108 |
| Document Number | 12380870 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 001238/000870 |
| Instrument | 3302183 |
| Name | FIFTH THIRD MTG/MI |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2047 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,800 (+8.17%) | $251,600 (+8.17%) | |
| 2025 | $4,919.00 (+55.12%) Homeowner's exemption | $116,300 (+25.73%) | $232,600 (+25.73%) |
| 2024 | $3,171.00 | ||
| 2023 | $3,171.00 Homeowner's exemption | $92,500 | $185,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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