Shiawassee County property record for 923 Ada St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-510-000-018-00 |
| Primary APN | 050-510-000-018-00 |
|---|
| Lot Area | 8,276 sqft (0.19 acres) |
|---|
| Street Address | 923 ADA ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 12 OF LOTS 9 & 10 RIVER-VIEW GARDENS |
| Legal Subdivision | RIVERVIEW GARDENS |
| Legal Lot Number | 9-10 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30400 |
Source: Shiawassee County records · APN 050-510-000-018-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 ADA ST, OWOSSO, MI 48867-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Mar 11, 2019 | Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 923 ADA ST, OWOSSO, MI 48867-1605 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 923 ADA ST, OWOSSO, MI 48867-1605 |
| Document Number | 0012980425 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 1298/425 |
| Instrument | 3362366 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Mar 11, 2019 |
| Property Address | 923 ADA ST, OWOSSO, MI 48867-1605 |
| Document Number | 0012540661 |
| Book / Page | 001254 / 000661 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 3318171 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 ADA ST OWOSSO MI 488671605, OWOSSO, MI 48867-1605 |
| Document Number | 12540662 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 001254/000662 |
| Instrument | 3318172 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,100 (+7.5%) | $166,200 (+7.5%) | |
| 2025 | $2,462.00 (+4.9%) Homeowner's exemption | $77,300 (+23.88%) | $154,600 (+23.88%) |
| 2023 | $2,347.00 Homeowner's exemption | $62,400 | $124,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| DayStarr | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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