Charles County property record for 11126 Commanders Ln, White Plains, MD 20695
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2 ba · 2,360 sqft · built 2010 |
| Lot Size | 0.161 acres (7,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Dec 2021) |
| Tax Bill | $153 (2023) |
| Deeds & Mortgages | Dec 2017 Mortgage May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-322190 |
| Primary APN | 06-322190 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,360 sqft Gross Area |
| 1st Floor Area | 1,918 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,002 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 322190 |
|---|---|
| Street Address | 11126 COMMANDERS LN |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3144 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | PUD |
| Legal Description | LOT 62 SEC 11 HERITAGE AT ST CHARLES ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 850904 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11126 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| May 28, 2021 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | May 28, 2021 · Amount on Record |
| Deed Book / Page | 12272 / 466 |
| Prior Transfer Date | Mar 20, 2015 |
| Prior Transfer Doc | 0090420083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11126 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101100001 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 10110/001 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 28, 2021 |
| Property Address | 11126 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Document Number | 0118540046 |
| Book / Page | 11854 / 46 |
| Map Reference | MB 56 PL 244-251 |
| Instrument Date | May 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | CALVERT TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 11126 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Document Number | 1185455 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 11854/55 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398,967 (+2.24%) | $407,700 (-) Land $126,000 Building $281,700 | |
| 2025 | $390,233 (+10.6%) | $407,700 (+6.87%) Land $126,000 Building $281,700 | |
| 2023 | $153.00 Disabled Person's exemption Veteran's exemption | $352,833 | $381,500 Land $126,000 Building $255,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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