Charles County property record for 11118 Commanders Ln, White Plains, MD 20695
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,924 sqft · built 2010 |
| Lot Size | 0.161 acres (7,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Oct 2020) |
| Tax Bill | $5,005 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-322212 |
| Primary APN | 06-322212 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,540 sqft |
| 1st Floor Area | 1,924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,002 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 322212 |
|---|---|
| Street Address | 11118 COMMANDERS LN |
| City | WHITE PLAINS |
| State | MD |
| Zip | 20695-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 64 SEC 11 HERITAGE AT ST CHARLES ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 850904 |
11118 Commanders Ln is owned and occupied by two individuals who bought it in October 2020.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11118 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 27, 2020 | Deed, Transfer · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Aug 23, 2010 · Amount on File |
| Deed Book / Page | 11398 / 390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 11118 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | ASPEN R/E SETTLEMENTS INC, ASPEN RE SETMNTS INC |
| Name | Verified Name |
|---|
| Document Number | 0116570126 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 11657/126 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 27, 2020 |
| Property Address | 11118 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Document Number | 0113980390 |
| Book / Page | 11398 / 390 |
| Map Reference | MB 56 PL 245-251 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11118 COMMANDERS LN, WHITE PLAINS, MD 20695-3144 |
| Document Number | 0011398396 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 11398/396 |
| Name | FIDELITY FIRST HOME MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $417,700 (+2.28%) | $427,000 (-) Land $126,000 Building $301,000 | |
| 2025 | Homeowner's exemption | $408,400 | $427,000 Land $126,000 Building $301,000 |
| 2023 | $5,005.00 Homeowner's exemption | $369,133 | $399,100 Land $126,000 Building $273,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11118 Commanders Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 6 (2008–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11118 Commanders Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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