11125 Windgate Ct, Fort Mill, SC 29708 Property Records

York County property record for 11125 Windgate Ct, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,386 sqft · built 1999
Lot Size	0.597 acres (26,021 sqft)
Owner	2 Company Names on File
Last Sale	$705,000 (Dec 2025)
Tax Bill	$3,840 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`643-13-01-020`

Property Details

APN / Parcel Number

Primary APN	`643-13-01-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,386 sqft Living Area
Gross Area	4,260 sqft
1st Floor Area	1,020 sqft
2nd Floor Area	1,366 sqft
Basement Area	1,006 sqft
Unfinished Basement	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	26,021 sqft (0.597 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	166 sqft
Patio Area	280 sqft

Location & Zoning

Street Address	11125 WINDGATE CT
City	FORT MILL
State	SC
Zip	29708-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 125 SEC 11 WATERTRACE
Legal Subdivision	WATERTRACE SUBDIVISION
Legal Lot Number	125
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2022
Census Tract	61010

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	11125 WINDGATE CT, FORT MILL, SC 29708-7263
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Dec 13, 2024	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Jan 16, 2026	Intrafamily Transfer, Transfer
Dec 22, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 15, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Oct 15, 2015 · Amount on File
Deed Document Number	202543577
Deed Book / Page	22321 / 113
Last Transfer Date	Jan 16, 2026
Transfer Doc	2236000357
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11125 WINDGATE CT, FORT MILL, SC 29708-7263

Mortgage

Document Number	2041400378
Date	Sep 22, 2022
Book Page	20414/378
Instrument	2022041214

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2052

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2092700368
Date	Aug 30, 2023
Book Page	20927/368
Instrument	2023027313

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2166300255
Date	Dec 13, 2024
Book Page	21663/255
Instrument	2024039948

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	1 CORPORATE DR, WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Jan 16, 2026
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Document Number	2236000357
Book / Page	22360 / 357
Map Reference	MB 106 PG 101
Instrument Date	Jan 14, 2026
Instrument	2026001777
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Dec 22, 2025
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Document Number	2232100113
Book / Page	22321 / 113
Map Reference	MB 106 PG 101
Instrument Date	Dec 19, 2025
Instrument	2025043577
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,833.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263

Mortgage

Document Number	2025043578
Date	Dec 22, 2025
Instrument	2025043578

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892700292
Date	Jan 20, 2021
Book Page	18927/292
Instrument	2021003287

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11125 WINDGATE CT, TEGA CAY, SC 29708-7263
Document Number	1830800323
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11125 WINDGATE CT TEGA CAY SC 297087263, TEGA CAY, SC 29708-7263

Mortgage

Document Number	1830800323
Date	Jun 1, 2020
Book Page	018308/000323
Instrument	23185

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,840.00 (+17.86%)	$15,138 (+15%) Land $2,585 Building $12,553	$527,000 (+60.14%) Land $90,000 Building $437,000
2023	$3,258.00	$13,163 Land $3,000 Building $10,163	$329,084 Land $75,000 Building $254,084

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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