11122 Windgate Ct, Fort Mill, SC 29708 Property Records

York County property record for 11122 Windgate Ct, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,510 sqft · built 1994
Lot Size	0.403 acres (17,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (May 2025)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643-13-01-017`

Property Details

APN / Parcel Number

Primary APN	`643-13-01-017`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,510 sqft Living Area
Gross Area	4,334 sqft
1st Floor Area	1,332 sqft
2nd Floor Area	1,178 sqft
Basement Area	1,332 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	17,534 sqft (0.403 acres)

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	474 sqft
Patio Area	474 sqft

Location & Zoning

Street Address	11122 WINDGATE CT
City	FORT MILL
State	SC
Zip	29708-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 SEC 11 WATERTRACE
Legal Subdivision	MAP OF CEDAR OAK PARK
Legal Lot Number	122
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2022
Census Tract	61010

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11122 WINDGATE CT, FORT MILL, SC 29708-7263
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Mar 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
May 9, 2025	Deed, Transfer · Line of Credit CMG MORTGAGE INC
Apr 10, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	202514857
Deed Book / Page	21900 / 461
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11122 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008500019
Date	Mar 31, 2022
Book Page	20085/19
Instrument	2022015174

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11122 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008500001
Date	Mar 31, 2022
Book Page	20085/1
Instrument	2022015173

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 5, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.25%
Index	Other
Max Rate	8.25%

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 9, 2025
Property Address	11122 WINDGATE CT, TEGA CAY, SC 29708-7263
Document Number	2190000461
Book / Page	21900 / 461
Map Reference	MB 104 PG 9
Instrument Date	May 9, 2025
Instrument	2025014857
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,781.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11122 WINDGATE CT, TEGA CAY, SC 29708-7263

Mortgage

Document Number	2025014858
Date	May 9, 2025
Instrument	2025014858

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	11122 WINDGATE CT, TEGA CAY, SC 29708-7263
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11122 WINDGATE CT, FORT MILL, SC 29708-7263

Mortgage

Document Number	1748900227
Date	Apr 10, 2019
Book Page	17489/227
Instrument	2019013690

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Tega Cay City
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (+17.78%)	$15,889 (+15%) Land $2,795 Building $13,094	$511,600 (+48.11%) Land $90,000 Building $421,600
2023	$3,413.00	$13,817 Land $3,000 Building $10,817	$345,427 Land $75,000 Building $270,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEGA CAY serves 10,500 people · EPA ID SC4610008
Water Source	Purchased surface water from RIVERVIEW RURAL CWS
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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