1108 Turtle Ridge Dr, Monroe, NC 28110 Property Records

Union County property record for 1108 Turtle Ridge Dr, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,435 sqft Living Area
Lot Size9,627 sqft (0.221 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2021)
Tax Bill$2,393.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-027-537

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,435 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Lot Area9,627 sqft (0.221 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area460 sqft Garage
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1108 TURTLE RIDGE DR
CityMONROE
StateNC
Zip28110-7103
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description#14 LAUREL CREEK OPCH550
Legal SubdivisionLAUREL CREEK
JurisdictionUNION NC
Minor Civil DivisionVANCE
Census Blockgroup3
Census Block3000
Census Tract20321

Owner

Source: Union County records · APN 07-027-537

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2018Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 01, 2021Intrafamily Transfer, Transfer
Sep 15, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Feb 03, 2017Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Feb 03, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Deed Doc Number202143934
Deed Book / Page8244 / 236
Last Transfer DateOct 21, 2021
Transfer Doc0000083301
Record RefreshedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanyLENDER RECORDING SERVICES IN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007128660
DateApr 02, 2018
Book Page7128/660
Instrument0008277
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressINDIAN TRAIL, NC 28079
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateDec 01, 2021
Property Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103
Document Number0000083301
Book / Page8330 / 1
Map ReferenceCAB H FILE 550&551
Instrument DateOct 21, 2021
Instrument56618
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 15, 2021
Property Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103
Document Number0008244236
Book / Page8244 / 236
Map ReferenceCAB H FILE 550&551
Instrument DateSep 13, 2021
Instrument43934
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103

Mortgage

Document Number0000043935
DateSep 15, 2021
Instrument43935
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

February 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 03, 2017
Property Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103
Document Number6871298
Book / Page006871 / 000298
Instrument DateFeb 03, 2017
Instrument3162
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$368.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1108 TURTLE RIDGE DR MONROE NC 281107103, MONROE, NC 28110-7103

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 03, 2017
Property Address1108 TURTLE RIDGE DR, MONROE, NC 28110-7103
Document Number6871296
Book / Page006871 / 000296
Instrument DateFeb 03, 2017
Instrument3161
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$60.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2675 OLD CHARLOTTE HWY MONROE NC 281107364, MONROE, NC 28110-7364

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,393.00 (+12.35%)$356,400 (+41.6%) Land $69,000 Building $287,400$356,400 (+41.6%) Land $69,000 Building $287,400
2023$2,130.00$251,700 Land $40,700 Building $211,000$251,700 Land $40,700 Building $211,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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