Shelby County property record for 1112 Spruce Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,678 sqft · built 1965 |
| Lot Size | 0.357 acres (15,561 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,900 (May 2025) |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-2601126.004 |
| Primary APN | 01-2601126.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,678 sqft Living Area |
| 1st Floor Area | 1,149 sqft |
| Upper Floors Area | 1,149 sqft |
| Basement Area | 1,149 sqft |
| Finished Basement | 1,149 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 15,561 sqft (0.357 acres) |
| Lot Dimensions | 171 ft deep x 91 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 211 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1112 SPRUCE AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3488 WHOLE SPRUCE HAVEN 020-26-01-126-004PLAT V5 P100 |
| Legal Subdivision | SPRUCE HAVEN ADDITION |
| Legal Lot Number | 3488 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 971900 |
1112 Spruce Ave is owned and occupied by two individuals who bought it in May 2025.
Source: Shelby County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA |
| Oct 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK |
| Aug 18, 2023 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 14, 2018 | Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on File |
| Deed Sale | May 8, 2025 · Amount on File |
| Prior Sale | Oct 31, 2023 · Amount on File |
| Deed Document Number | 20252111 |
| Deed Book / Page | 2325 / 3033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Document Number | 02319/1661 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 2319/1661 |
| Instrument | 202401509 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | SIDNEY, OH 45365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 25, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Oct 31, 2023 |
| Property Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Document Number | 002317/690 |
| Book / Page | 2317 / 690 |
| Map Reference | MB 5 PG 100 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 202304911 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Document Number | 0202304912 |
|---|---|
| Date | Oct 31, 2023 |
| Instrument | 202304912 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Document Number | 002316/139 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 2316/139 |
| Instrument | 202303591 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Sep 14, 2018 |
| Property Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Document Number | 002142/687 |
| Book / Page | 2142 / 687 |
| Map Reference | MB5 PG100 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 201800004648 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE RESOURCES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1112 SPRUCE AVE, SIDNEY, OH 45365-3436 |
| Document Number | 201800004649 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 201800004649 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 1112 Spruce Ave was $2,366 with a homeowner's exemption, down 5.8% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,366.00 (-5.81%) | $70,180 (-) Land $15,650 Building $54,530 | |
| 2024 | $2,512.00 (-10.09%) Homeowner's exemption | $70,180 (-) Land $15,650 Building $54,530 | |
| 2023 | $2,794.00 (+38.59%) Homeowner's exemption | $70,180 (+39.33%) Land $15,650 Building $54,530 | $200,530 Land $44,720 Building $155,810 |
| 2022 | $2,016.00 Homeowner's exemption | $50,370 Land $12,300 Building $38,070 | |
| 2020 | $143,900 Land $35,130 Building $108,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1112 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1112 Spruce Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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