1112 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1112 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,769 sqft · built 2004
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,520 (Mar 2005)
Tax Bill	$2,222 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2023 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-016`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-016`
Alternative APN	`R0017457`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,769 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,300 sqft (0.191 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017457
Street Address	1112 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 15
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Mar 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 9, 2006	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 30, 2009	Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK FSB
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 17, 2005	Correction Deed · Conventional Mortgage WELLS FARGO BANK NA
Mar 7, 2005	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2005 · Amount on Record
Deed Sale	Mar 17, 2005 · Amount on Record
Prior Sale	Mar 7, 2005 · Amount on Record
Deed Document Number	2005734439
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Recording Date	Sep 3, 2026
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Document Number	0000994134
Instrument Date	Aug 29, 2026
Instrument	2026994134
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815

Mortgage

Document Number	0000994134,
Date	Sep 3, 2026
Instrument	2026994134

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815

Mortgage

Document Number	0000959635
Date	Feb 27, 2023
Instrument	959635

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	RIDGWAY, CO 81432

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 27, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815

Mortgage

Document Number	0000960450
Date	Mar 28, 2023
Instrument	960450

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	RIDGWAY, CO 81432

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Mar 28, 2027

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000892053
Date	Nov 29, 2017
Instrument	892053

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000921486
Date	Jun 8, 2020
Instrument	921486

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000750769
Date	Feb 9, 2006
Instrument	750769

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 14, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815

Mortgage

Document Number	0000972257
Date	Jun 5, 2024
Instrument	972257

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	UNITED TITLE, UNITED TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000800654
Date	Mar 30, 2009
Instrument	800654

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	921486
Date	Jun 8, 2020
Instrument	921486

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Dec 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 892053
Date	Nov 29, 2017
Instrument	892053

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

March 2005: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 17, 2005
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Document Number	0000734439
Instrument Date	Mar 4, 2005
Instrument	734439
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.55
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Investor	Possibly a Property Investor

Mortgage

Document Number	0000734440
Date	Mar 17, 2005
Instrument	734440

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

March 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 7, 2005
Property Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Document Number	0000733946
Instrument Date	Mar 4, 2005
Instrument	733946
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1112 DEER TRAIL RD, MONTROSE, CO 81401-6815
Investor	Possibly a Property Investor

Mortgage

Document Number	0000733947
Date	Mar 7, 2005
Instrument	733947

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,222.00 (+19.14%)	$33,870 (+30.87%)	$480,500 (+24.36%) Land $62,000 Building $418,500
2024	$1,865.00 (+4.6%)	$25,880 (-15.65%) Land $2,930 Building $22,950
2023	$1,783.00	$30,680 Land $3,480 Building $27,200	$386,370 Land $43,770 Building $342,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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