1108 Deer Trail Rd, Montrose, CO 81401 Property Records

Montrose County property record for 1108 Deer Trail Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 2004
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$140,750 (Feb 2005)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jan 2016 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`3767-223-07-015`

Property Details

APN / Parcel Number

Primary APN	`3767-223-07-015`
Alternative APN	`R0017456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,304 sqft Heated Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0017456
Street Address	1108 DEER TRAIL RD
City	MONTROSE
State	CO
Zip	81401-6815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: DEER TRAIL AT CIMARRON CREEK SUBD LOT: 14
Legal Subdivision	DEER TRAIL AT CIMARRON CREEK
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2028
Census Tract	966503

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 28, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 27, 2006	Deed of Trust, Mortgage WELLS FARGO BANK NA
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 15, 2013	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 25, 2005	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE RESOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Prior Sale	May 6, 2004
Deed Document Number	2005733511
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000969186
Date	Feb 15, 2024
Instrument	969186

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000872151
Date	Jan 28, 2016
Instrument	872151

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000942753
Date	Oct 25, 2021
Instrument	942753

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918790
Date	Mar 6, 2020
Instrument	918790

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2047

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000757455
Date	Jun 27, 2006
Instrument	757455

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000908428
Date	Apr 29, 2019
Instrument	908428

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000932188
Date	Feb 24, 2021
Instrument	932188

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000848219
Date	Jul 15, 2013
Instrument	848219

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	942753
Date	Oct 25, 2021
Instrument	942753

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	932188
Date	Feb 24, 2021
Instrument	932188

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	918790
Date	Mar 6, 2020
Instrument	918790

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Mar 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	908428
Date	Apr 29, 2019
Instrument	908428

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

February 2005: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 25, 2005
Property Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815
Document Number	0000733511
Instrument Date	Feb 24, 2005
Instrument	733511
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1108 DEER TRAIL RD, MONTROSE, CO 81401-6815

Mortgage

Document Number	0000733512
Date	Feb 25, 2005
Instrument	733512

Lender

Name	MORTGAGE RESOURCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+25.09%)	$26,150 (+37.41%)	$370,950 (+30.65%) Land $62,000 Building $308,950
2024	$1,371.00 (+4.58%)	$19,030 (-19.23%) Land $2,810 Building $16,220
2023	$1,311.00	$23,560 Land $3,480 Building $20,080	$283,930 Land $41,890 Building $242,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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