Carroll County property record for 1112 Bloom Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1980 |
| Lot Size | 3.21 acres (140,045 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,000 (Feb 2020) |
| Tax Bill | $4,491 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 09-015264 |
| Primary APN | 09-015264 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,508 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 140,045 sqft (3.21 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 273 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 015264 |
|---|---|
| Street Address | 1112 BLOOM RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-8008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT - 3.215 ACS 1112 BLOOM RD NE OF BLOOM |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 509001 |
Source: Carroll County records · APN 09-015264
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1112 BLOOM RD, WESTMINSTER, MD 21157-8008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 07, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Feb 24, 2020 | Deed, Transfer · FHA Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Deed Book / Page | 9576 / 49 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1112 BLOOM RD, WESTMINSTER, MD 21157-8008 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SERVICES L |
| Name | Verified Name |
|---|---|
| Address | 1112 BLOOM RD, WESTMINSTER, MD 21157-8008 |
| Document Number | 0110690327 |
|---|---|
| Date | Jul 07, 2023 |
| Book Page | 11069/327 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1112 BLOOM RD, WESTMINSTER, MD 21157-8008 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095070193 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 9507/0193 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 24, 2020 |
| Property Address | 1112 BLOOM RD, WESTMINSTER, MD 21157-8008 |
| Document Number | 0095760049 |
| Book / Page | 9576 / 0049 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1112 BLOOM RD, WESTMINSTER, MD 21157-8008 |
| Document Number | 0000957658 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 9576/58 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,433 (+16.63%) | $433,200 (+14.94%) Land $221,000 Building $212,200 | |
| 2025 | $4,491.00 (+11.86%) | ||
| 2023 | $4,015.00 | $355,333 | $376,900 Land $196,000 Building $180,900 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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