1040 Bloom Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1040 Bloom Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,337 sqft · built 1988
Lot Size	2.88 acres (125,627 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-026266`

Property Details

APN / Parcel Number

Primary APN	`09-026266`
Alternative APNs	`9026266` `026266`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Logs
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	125,627 sqft (2.88 acres)
Garage Type	Detached
Garage Area	1,492 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	264 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	026266
Street Address	1040 BLOOM RD
City	WESTMINSTER
State	MD
Zip	21157-8006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 2.884 ACS NW/S BLOOM RD NR NE/S MULLER RD
Legal Subdivision	PADDOCKS
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2005
Census Tract	509001

Owner

Source: Carroll County records · APN 09-026266

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 BLOOM RD, WESTMINSTER, MD 21157-8006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 2008
Deed Sale	Jun 04, 2008
Prior Sale	Feb 04, 2002 · Amount on Record
Deed Document Number	200873622
Deed Book / Page	5550 / 393
Last Transfer Date	Jul 07, 2009
Transfer Doc	0058920409
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Recording Date	Nov 17, 2020
Property Address	1040 BLOOM RD, WESTMINSTER, MD 21157-8006
Document Number	0099530417
Book / Page	009953 / 000417
Instrument Date	Nov 06, 2020
Transaction Type	Construction Loan
Record Updated	Dec 01, 2020
Title Company	TITLE365-NATIONAL SOLUTIONS, TITLE365-NAT'L SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BLOOM RD WESTMINSTER MD 211578006, WESTMINSTER, MD 21157-8006

Mortgage

Document Number	99530417
Date	Nov 17, 2020
Book Page	009953/000417

Lender

Name	TRUIST BK
Address	BALTIMORE, MD 21202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,767 (+7.69%)	$429,400 (-) Land $218,800 Building $210,600
2025	$4,102.00 (+8.95%) Homeowner's exemption	$372,133 (+11.68%)	$429,400 (+25.01%) Land $218,800 Building $210,600
2023	$3,765.00 Homeowner's exemption	$333,200	$343,500 Land $198,800 Building $144,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Telecommunications.

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bloom Rd

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