1112 Bent Tree St, Duncan, OK 73533 Property Records

Stephens County property record for 1112 Bent Tree St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,589 sqft · built 1987
Lot Size	0.438 acres (19,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Jan 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21357`

Property Details

APN / Parcel Number

Primary APN	`21357`
Alternative APN	`1531-00-004-011-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,589 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,062 sqft (0.438 acres)
Garage Type	Carport
Garage Area	644 sqft
Carport	Carport
Carport Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	220 sqft
Deck Area	196 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21357
Street Address	1112 BENT TREE ST
City	DUNCAN
State	OK
Zip	73533-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 4 LT 11 TIMBERCREEK #2 B1706P211-REC 2/16/88
Legal Range	07W
Legal Township	01N
Legal Section	20
Legal Subdivision	TIMBERCREEK PART TWO
Legal Block	4
Legal Lot Number	11
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	3
Census Block	3011
Census Tract	200

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1112 BENT TREE ST, DUNCAN, OK 73533-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	1112 BENT TREE ST, DUNCAN, OK 73533-1177
Transaction Type	Mortgage
Record Updated	Mar 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-950145
Date	Jan 5, 2017
Book Page	5237/015
Instrument	2017-950145

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Jan 10, 2092

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,413 (-) Land $3,604 Building $24,809	$258,301 (-10.08%) Land $32,766 Building $225,535
2025	$2,313.00 (+3.12%) Homeowner's exemption	$28,413 (+6.09%) Land $3,604 Building $24,809	$287,269 (-2.39%) Land $32,766 Building $254,503
2024	$2,243.00 (+4.76%) Homeowner's exemption	$26,782 (-) Land $3,604 Building $23,178	$294,302 (-0.22%) Land $32,766 Building $261,536
2023	$2,141.00 Homeowner's exemption	$26,782 Land $3,604 Building $23,178	$294,950 Land $32,766 Building $262,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2007–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNCAN PUBLIC UTILITIES AUTHORITY serves 23,000 people · EPA ID OK1010809
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Jul 2017 Turbidity resolved · Dec 2016
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20