1109 Bent Tree St, Duncan, OK 73533 Property Records

Stephens County property record for 1109 Bent Tree St, Duncan, OK 73533

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,668 sqft · built 1989
Lot Size0.3 acres (13,051 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (May 2022)
Tax Bill$3,058 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21345

Property Details

APN / Parcel Number

Primary APN21345
Alternative APN
  • 1531-00-003-010-0-000-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,668 sqft Living Area
Gross Area2,586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,051 sqft (0.3 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area49 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21345
Street Address1109 BENT TREE ST
CityDUNCAN
StateOK
Zip73533-1182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLK 3 LT 10 TIMBERCREEK #2
Legal Range07W
Legal Township01N
Legal Section20
Legal SubdivisionTIMBERCREEK PART TWO
Legal Block3
Legal Lot Number10
JurisdictionSTEPHENS OK
Township / Civil DivisionDUNCAN
Census Block Group3
Census Block3010
Census Tract200

Owner

Source: Stephens County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1109 BENT TREE ST, DUNCAN, OK 73533-1182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Warranty Deed, Transfer · Conventional Mortgage
ARVEST BANK
May 6, 2022Personal Representative Deed, Transfer · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Prior SaleMay 6, 2022 · Amount on Record
Deed Document Number20224474
Deed Book / Page6159 / 5
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS OK
Recording DateMay 6, 2022
Property Address1109 BENT TREE ST, DUNCAN, OK 73533-1182
Document Number00006159/3
Book / Page6159 / 3
Instrument DateMay 6, 2022
InstrumentI-2022-004473
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanySTEPHENS CO ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1109 BENT TREE ST, DUNCAN, OK 73533-1182

Mortgage

Document Number00006159/8
DateMay 6, 2022
Book Page6159/8
InstrumentI-2022-004475
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2042

May 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionSTEPHENS OK
Recording DateMay 6, 2022
Property Address1109 BENT TREE ST, DUNCAN, OK 73533-1182
Document Number00006159/5
Book / Page6159 / 5
Instrument DateMay 6, 2022
InstrumentI-2022-004474
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1109 BENT TREE ST, DUNCAN, OK 73533-1182

Mortgage

Document Number00006159/8
DateMay 6, 2022
Book Page6159/8
InstrumentI-2022-004475
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2042

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyStephens County
MunicipalityDuncan City
Unified School DistrictDuncan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,058.00 (-0.03%)$36,249 (-2.99%) Land $2,871 Building $33,378$329,545 (-2.98%) Land $26,102 Building $303,443
2024$3,059.00 (-5.82%)$37,365 (-1.51%) Land $2,871 Building $34,494$339,679 (-1.51%) Land $26,102 Building $313,577
2023$3,248.00$37,936 Land $2,871 Building $35,065$344,873 Land $26,102 Building $318,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2007–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNCAN PUBLIC UTILITIES AUTHORITY
serves 23,000 people · EPA ID OK1010809
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2023
Haloacetic acids
resolved · Jul 2017
Turbidity
resolved · Dec 2016
Treatment and ProcedureOrganic carbon removal
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber
10,000 / 10,000
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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