Somerset County property record for 11115 Temple Rd, Chance, MD 21821
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,160 sqft · built 2005 |
| Lot Size | 0.91 acres (39,639 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Oct 2012) |
| Tax Bill | $12,413 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-162119 |
| Primary APN | 09-162119 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,160 sqft Total Area |
| Basement Area | 26 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,639 sqft (0.91 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 76 sqft |
| Deck Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 162119 |
|---|---|
| Street Address | 11115 TEMPLE RD |
| City | DEAL ISLAND |
| State | MD |
| Zip | 21821-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 0.91 AC-LT A-PL 5/6 TEMPLE ROAD TANGIER SOUND |
| Legal Lot Number | A |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 9, TANGIER |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 930200 |
Source: Somerset County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1176 CENTRE ST, LEVITTOWN, PA 19057-1102 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on Record |
| Deed Sale | Oct 17, 2012 · Amount on Record |
| Prior Sale | Jul 11, 2003 · Amount on Record |
| Deed Book / Page | 834 / 551 |
| Transfer Doc | 0000000489 |
| Record Updated | Oct 29, 2026 |
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $610,300 (+39.43%) Land $220,500 Building $389,800 | $610,300 (+39.43%) Land $220,500 Building $389,800 | |
| 2025 | $12,413.00 (+155.04%) | ||
| 2023 | $4,867.00 | $437,700 Land $193,600 Building $244,100 | $437,700 Land $193,600 Building $244,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 156 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 132 (1984–2025) |
| Claims Outside the SFHA | 4 of 132 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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