Somerset County property record for 11005 Temple Rd, Chance, MD 21821
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 576 sqft · built 1915 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $689 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-161732 |
| Primary APN | 09-161732 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 576 sqft Total Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 161732 |
|---|---|
| Street Address | 11005 TEMPLE RD |
| City | DEAL ISLAND |
| State | MD |
| Zip | 21821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 1.25 ACRES TEMPLE ROAD CHANCE |
| Jurisdiction | SOMERSET MD |
| Township / Civil Division | 9, TANGIER |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 930200 |
11005 Temple Rd, a single family home, is owned by an individual.
Source: Somerset County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 653 STATE ROUTE 32, WALLKILL, NY 12589-2709 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11005 Temple Rd was $689, down 41.8% from the year before.
Source: Somerset County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Somerset County |
| Unified School District | Somerset County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $689.00 (-41.76%) | $56,600 Land $38,700 Building $17,900 | $56,600 Land $38,700 Building $17,900 |
| 2025 | $1,183.00 | ||
| 2023 | $335.00 | $30,200 Land $20,500 Building $9,700 | $30,200 Land $20,500 Building $9,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11005 Temple Rd in Zone X, an area of minimal flood risk, though there have been 132 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 132 (1984–2025) |
| Claims Outside the SFHA | 4 of 132 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11005 Temple Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 97.3% of Maryland |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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