11112 Ditch Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 11112 Ditch Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 5,162 sqft · built 1978
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,626 (2024)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-04-404-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-04-404-010.000-018`
Alternative APNs	`291304404010000034` `1713040404010000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,162 sqft Living Area
1st Floor Area	1,881 sqft
Attic Area	1,853 sqft
Basement Area	816 sqft
Finished Basement	612 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Foundation Type	Raised
Roof Material	Other
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached
Garage Area	1,190 sqft
Parking Spaces	4 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713040404010000
Old Parcel Number	291304404010000034
Street Address	11112 DITCH RD
City	CARMEL
State	IN
Zip	46032-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.70, SECTION 4, TOWNSHIP 17, RANGE 3, CROOKED STICK ESTATES, SECTION 6, LOT 92
Legal Range	03
Legal Township	17
Legal Section	04
Legal Subdivision	CROOKED STICK ESTATE
Legal Lot Number	92
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11112 DITCH RD, CARMEL, IN 46032-8885
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/INDIANAPOLIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2014
Deed Sale	Jul 16, 2014
Prior Sale	Jul 16, 2014
Deed Document Number	0000030403
Last Transfer Date	Feb 4, 2015
Transfer Doc	0000004870
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11112 DITCH RD, CARMEL, IN 46032-8885
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11112 DITCH RD, CARMEL, IN 46032-8885

Mortgage

Document Number	0000004688
Date	Jan 27, 2022
Instrument	2022004688

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 7, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11112 DITCH RD, CARMEL, IN 46032-8885
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021022519
Date	Mar 24, 2021
Instrument	2021022519

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11112 DITCH RD, CARMEL, IN 46032-8885
Document Number	0000016974
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11112 DITCH RD CARMEL IN 460328885, CARMEL, IN 46032-8885

Mortgage

Document Number	0000016974
Date	Apr 29, 2019
Instrument	16974

Lender

Name	NATIONAL BK/INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$676,100 (+9.44%) Land $320,000 Building $356,100	$676,100 (+9.44%) Land $320,000 Building $356,100
2024	$7,626.00 (-0.74%)	$617,800 (-1.29%) Land $320,000 Building $297,800	$617,800 (-1.29%) Land $320,000 Building $297,800
2023	$7,683.00 (+4.3%) Homeowner's exemption	$625,900 (+4.67%) Land $320,000 Building $305,900	$625,900 (+4.67%) Land $320,000 Building $305,900
2022	$7,366.00 Homeowner's exemption	$598,000 Land $227,200 Building $370,800	$598,000 Land $227,200 Building $370,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile.

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