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11056 Ditch Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 11056 Ditch Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,539 sqft · built 1985
Lot Size1.3 acres (56,628 sqft)
OwnerIndividual Name on Record
Tax Bill$7,274 (2024)
Deeds & MortgagesJan 2026 Line of Credit
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN29-13-04-404-009.000-018

Property Details

APN / Parcel Number

Primary APN29-13-04-404-009.000-018
Alternative APNs
  • 291304404009000034
  • 1713040404009000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,539 sqft Living Area
1st Floor Area1,778 sqft
2nd Floor Area1,133 sqft
Basement Area838 sqft
Finished Basement628 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
Garage TypeAttached
Garage Area766 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1713040404009000
Old Parcel Number291304404009000034
Street Address11056 DITCH RD
CityCARMEL
StateIN
Zip46032-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.30, SECTION 4, TOWNSHIP 17, RANGE 3, CROOKED STICK ESTATES, SECTION 6, LOT 93
Legal Range03
Legal Township17
Legal Section04
Legal SubdivisionCROOKED STICK ESTATES SEC 06
Legal Lot Number93
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2010
Census Tract111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address11056 DITCH RD, CARMEL, IN 46032-9548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2026Deed of Trust, Mortgage · Line of Credit
STAR FINANCIAL BANK
Aug 3, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleAug 3, 2022
Last Transfer DateAug 30, 2024
Transfer Doc0000032772
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address11056 DITCH RD, CARMEL, IN 46032-9548
Transaction TypeMortgage
Record UpdatedJan 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11056 DITCH RD, CARMEL, IN 46032-9548

Mortgage

Document Number0000002139
DateJan 16, 2026
Instrument2026002139
Lender
NameSTAR FINANCIAL BANK
TypeBank
AddressFORT WAYNE, IN 46802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueJan 21, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateAug 3, 2022
Property Address11056 DITCH RD, CARMEL, IN 46032-9548
Document Number0000038363
Map ReferenceMB 5 PG 164-166
Instrument DateAug 2, 2022
Instrument2022038363
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address11056 DITCH RD, CARMEL, IN 46032-9548

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$686,500 (+11.32%) Land $280,000 Building $406,500$686,500 (+11.32%) Land $280,000 Building $406,500
2024$7,274.00 (+2.16%)$616,700 (-) Land $280,000 Building $336,700$616,700 (-) Land $280,000 Building $336,700
2023$7,120.00 (+3.67%) Homeowner's exemption$616,700 (+5.69%) Land $280,000 Building $336,700$616,700 (+5.69%) Land $280,000 Building $336,700
2022$6,868.00 Homeowner's exemption$583,500 Land $198,800 Building $384,700$583,500 Land $198,800 Building $384,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 63% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Spectrum, T-Mobile.

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