1111 Rader Run, Bloomington, IL 61704 Property Records

McLean County property record for 1111 Rader Run, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,239 sqft · built 2002
Lot Size	0.114 acres (4,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,500 (Nov 2025)
Tax Bill	$5,229 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-401-027`

Property Details

APN / Parcel Number

Primary APN	`15-31-401-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,239 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	1,239 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Patio Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1111 RADER RUN
City	BLOOMINGTON
State	IL
Zip	61704-6355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RESUB OF MCGRAW SUB LOT 36
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	MCGRAW SUB
Legal Lot Number	36
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2013
Census Tract	5104

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 17, 2011	Deed of Trust, Mortgage FREESTAR BANK NA
Jul 21, 2015	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Apr 6, 2011	Deed of Trust, Mortgage · Conventional Mortgage FREESTAR BANK NA
Nov 4, 2025	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jun 24, 2025 · Amount on Record
Deed Document Number	202515919
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003522
Date	Feb 23, 2022
Instrument	2022-00003522

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100013429
Date	Jun 17, 2011
Instrument	2011-00013429

Lender

Name	FREESTAR BANK NA
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Amount	Amount Recorded

Interest

Rate	7.23%

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201500012765
Date	Jul 21, 2015
Instrument	2015-00012765

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2045

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100008477
Date	Apr 6, 2011
Instrument	2011-00008477

Lender

Name	FREESTAR BANK NA
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2041

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 4, 2025
Property Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355
Document Number	202500015919
Map Reference	DOC 2001R27503
Instrument Date	Oct 24, 2025
Instrument	2025-00015919
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1111 RADER RUN, BLOOMINGTON, IL 61704-6355

Mortgage

Document Number	202500015920
Date	Nov 4, 2025
Instrument	2025-00015920

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,538 (+5.33%) Land $16,005 Building $58,533	$223,614 (+5.33%) Land $48,015 Building $175,599
2024	$5,229.00 (+9.71%)	$70,767 (+13.67%) Land $15,195 Building $55,572	$212,301 (+13.67%) Land $45,585 Building $166,716
2023	$4,766.00	$62,254 Land $13,367 Building $48,887	$186,762 Land $40,101 Building $146,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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