1109 Rader Run, Bloomington, IL 61704 Property Records

McLean County property record for 1109 Rader Run, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,269 sqft · built 2001
Lot Size	0.114 acres (4,950 sqft)
Owner	Company Name on File
Last Sale	$79,333 (Jul 2022)
Tax Bill	$6,104 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-31-401-028`

Property Details

APN / Parcel Number

Primary APN	`15-31-401-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	1,239 sqft
Basement Area	1,030 sqft
Finished Basement	1,030 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Patio Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1109 RADER RUN
City	BLOOMINGTON
State	IL
Zip	61704-6355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RESUB OF MCGRAW SUB LOT 37
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	MCGRAW SUB
Legal Lot Number	37
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2013
Census Tract	5104

Owner

1109 Rader Run is owned by a company that bought it in July 2022.

Source: McLean County records, as of June 2, 2026

Owner of Record	Company Name on File
Mailing Address	2925 E RAAB RD, NORMAL, IL 61761-9541
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 12, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on File
Deed Sale	Jul 22, 2022 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Document Number	202212941
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 22, 2022
Property Address	1109 RADER RUN, BLOOMINGTON, IL 61704-6355
Document Number	202200012941
Map Reference	DOC 2001R27503
Instrument Date	Jul 12, 2022
Instrument	2022-00012941
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 E RAAB RD, NORMAL, IL 61761-9541

Mortgage

Document Number	202200012942
Date	Jul 22, 2022
Instrument	2022-00012942

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 15, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1109 RADER RUN, BLOOMINGTON, IL 61704-6355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005193
Date	Mar 25, 2020
Instrument	2020-00005193

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 12, 2019
Property Address	1109 RADER RUN, BLOOMINGTON, IL 61704-6355
Document Number	201900003532
Map Reference	DOC 2001R27503
Instrument Date	Feb 14, 2019
Instrument	2019-00003532
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1109 RADER RUN, BLOOMINGTON, IL 61704-6355

Mortgage

Document Number	201900003533
Date	Mar 12, 2019
Instrument	2019-00003533

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,626 Land $16,003 Building $63,623	$238,878 Land $48,009 Building $190,869
2024	$6,104.00 (+16.2%)
2023	$5,253.00 (+66.34%)	$62,003 (+18.12%) Land $13,367 Building $48,636	$186,009 (+18.12%) Land $40,101 Building $145,908
2022	$3,158.00	$52,493 Land $11,317 Building $41,176	$157,479 Land $33,951 Building $123,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1109 Rader Run in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1109 Rader Run has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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