1111 Pinewood Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1111 Pinewood Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,623 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Aug 2022)
Tax Bill	$6,710 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-35-249-076-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-249-076-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,623 sqft Living Area
1st Floor Area	1,623 sqft
Basement Area	1,623 sqft
Unfinished Basement	1,623 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	9,148 sqft (0.21 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1111 PINEWOOD LN
City	WATERLOO
State	IL
Zip	62298-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 76 SILVERCREEK CROSSING 1ST ADDN PHASE 1
Legal Range	10W
Legal Township	02S
Legal Section	35
Legal Subdivision	SILVERCREEK CROSSING
Legal Lot Number	76
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	3
Census Block	3009
Census Tract	600501

Owner

1111 Pinewood Ln is owned and occupied by an individual who bought it in August 2022.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1111 PINEWOOD LN, WATERLOO, IL 62298-2020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT COM LLC
Mar 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/CAMPBELL HILL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2022 · Amount on File
Deed Sale	Aug 4, 2022 · Amount on File
Deed Document Number	2022425508
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Aug 4, 2022
Property Address	1111 PINEWOOD LN, WATERLOO, IL 62298-2020
Document Number	0000425508
Map Reference	DOC 288159
Instrument Date	Jul 27, 2022
Instrument	425508
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 PINEWOOD LN, WATERLOO, IL 62298-2020

Mortgage

Document Number	0000425509
Date	Aug 4, 2022
Instrument	425509

Lender

Name	LOANDEPOT COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.38%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1111 PINEWOOD LN, WATERLOO, IL 62298-2020
Document Number	0000406844
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1111 PINEWOOD LN WATERLOO IL 622982020, WATERLOO, IL 62298-2020

Mortgage

Document Number	0000406844
Date	Mar 23, 2020
Instrument	406844

Lender

Name	FIRST ST BK/CAMPBELL HILL
Type	Bank
Address	CAMPBELL HILL, IL 62916

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 22, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1111 Pinewood Ln was $6,710, up 9.1% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,710.00 (+9.12%) Homeowner's exemption	$115,730 Land $16,310 Building $99,420	$347,190 Land $48,930 Building $298,260
2024	$6,149.00
2022	Additional exemption filed	$92,290 Land $15,120 Building $77,170	$276,870 Land $45,360 Building $231,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1111 Pinewood Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1111 Pinewood Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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