1102 Pinewood Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1102 Pinewood Ln, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,120 sqft · built 2008
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2020)
Tax Bill$4,835 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN07-35-249-083-000

Property Details

APN / Parcel Number

Primary APN07-35-249-083-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area594 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1102 PINEWOOD LN
CityWATERLOO
StateIL
Zip62298-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWR3
Legal DescriptionLOT 83 SILVERCREEK CROSSING 1ST ADDN PHASE 1
Legal Range10W
Legal Township02S
Legal Section35
Legal SubdivisionSILVERCREEK CROSSING
Legal Lot Number83
JurisdictionMONROE IL
Township / Civil Division27
Census Block Group3
Census Block3007
Census Tract600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1102 PINEWOOD LN, WATERLOO, IL 62298-2019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE
Aug 22, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Deed Document Number2020410017
Prior Transfer DateJul 30, 2020
Prior Transfer Doc0000410017
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateAug 6, 2020
Property Address1102 PINEWOOD LN, WATERLOO, IL 62298-2019
Document Number0000410017
Instrument DateJul 30, 2020
Instrument410017
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$315.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1102 PINEWOOD LN, WATERLOO, IL 62298-2019

Mortgage

Document Number0000410018
DateAug 6, 2020
Instrument410018
Lender
NameFREEDOM MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateAug 22, 2017
Property Address1102 PINEWOOD LN, WATERLOO, IL 62298-2019
Document Number0000391541
Instrument DateAug 18, 2017
Instrument391541
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$261.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address11127 KAREN DR ORLAND PARK IL 604674481, ORLAND PARK, IL 60467-4481

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,835.00 (+6.01%) Homeowner's exemption$85,000 (+26.08%) Land $16,740 Building $68,260$255,000 (+26.08%) Land $50,220 Building $204,780
2024$4,561.00
2022Additional exemption filed$67,420 Land $15,370 Building $52,050$202,260 Land $46,110 Building $156,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1993)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

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