St. Charles County property record for 1111 Concord Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,064 sqft · built 1975 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2023) |
| Tax Bill | $2,790 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 476657A000 |
| Primary APN | 476657A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 510 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 476657A000 |
|---|---|
| Street Address | 1111 CONCORD DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | ARLINGTON HGTS #4 LOT 86 |
| Legal Subdivision | ARLINGTON HGTS #4 |
| Legal Lot Number | 86 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 311148 |
1111 Concord Dr is owned and occupied by two individuals who bought it in September 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1111 CONCORD DR, SAINT CHARLES, MO 63303-6458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Sep 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2023 · Amount on File |
| Deed Sale | Sep 19, 2023 · Amount on File |
| Prior Sale | Dec 21, 2007 · Amount on File |
| Deed Document Number | 202338428 |
| Prior Transfer Date | Jun 25, 1999 |
| Prior Transfer Doc | 0000054710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1111 CONCORD DR, SAINT CHARLES, MO 63303-6458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1111 CONCORD DR, SAINT CHARLES, MO 63303-6458 |
| Document Number | 0000047754 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025R-047754 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 19, 2023 |
| Property Address | 1111 CONCORD DR, SAINT CHARLES, MO 63303-6458 |
| Document Number | 0000038428 |
| Map Reference | MB 16 PG 31 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023R-038428 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1111 CONCORD DR, SAINT CHARLES, MO 63303-6458 |
| Name | Verified Name |
|---|---|
| Address | 1111 CONCORD DR, SAINT CHARLES, MO 63303-6458 |
| Document Number | 0000038429 |
|---|---|
| Date | Sep 19, 2023 |
| Instrument | 2023R-038429 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 1111 Concord Dr was $2,790.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,335 (-) | $243,869 (-) Land $55,000 Building $188,869 | |
| 2025 | $2,790.00 (-0.04%) | $46,335 | $243,869 Land $55,000 Building $188,869 |
| 2024 | $2,791.00 | ||
| 2023 | $44,980 | ||
| 2022 | $236,736 Land $55,000 Building $181,736 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1111 Concord Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1983–1995) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1111 Concord Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures