1108 Concord Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 1108 Concord Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,060 sqft · built 1972
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on File
Flood ZoneZone X (minimal risk)
APN476670A000

Property Details

APN / Parcel Number

Primary APN476670A000
Alternative APN
  • 3-0037-4995-00-0105.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area2,800 sqft
1st Floor Area1,060 sqft
Basement Area1,060 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area680 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number476670A000
Street Address1108 CONCORD DR
CitySAINT CHARLES
StateMO
Zip63303-6401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionARLINGTON HGTS #4 LOT 105
Legal SubdivisionARLINGTON HGTS #4
Legal Lot Number105
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group3
Census Block3006
Census Tract311148

Owner

1108 Concord Dr is owned and occupied by two individuals.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1108 CONCORD DR, SAINT CHARLES, MO 63303-6401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$43,928$231,200 Land $55,000 Building $176,200
2023$43,388
2022$228,357 Land $55,000 Building $173,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1108 Concord Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1983–1995)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1108 Concord Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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