1111 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 1111 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,384 sqft · built 1952
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Dec 2020)
Tax Bill	$7,009 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-20-226-014`

Property Details

APN / Parcel Number

Primary APN	`15-20-226-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	2,884 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	1111 CHARLES ST
City	AURORA
State	IL
Zip	60506-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN : W 25 FT LOT 15 & ALL : LOT 16 BLK 34
Legal Subdivision	WEST PARK ADDN
Legal Block	34
Legal Lot Number	15,16
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2007
Census Tract	853100

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1111 CHARLES ST, AURORA, IL 60506-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 10, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2020 · Amount on Record
Deed Sale	Dec 10, 2020 · Amount on Record
Deed Document Number	202076972
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	0000019711
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 6, 2026
Property Address	1111 CHARLES ST, AURORA, IL 60506-3601
Document Number	0000013389
Instrument Date	Mar 14, 2026
Instrument	202613389
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CHARLES ST, AURORA, IL 60506-3601

Mortgage

Document Number	0000013389,
Date	Apr 6, 2026
Instrument	202613389

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 10, 2020
Property Address	1111 CHARLES ST, AURORA, IL 60506-3601
Document Number	0000076972
Instrument Date	Sep 9, 2020
Instrument	2020K076972
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 CHARLES ST, AURORA, IL 60506-3601

Mortgage

Document Number	0000076973
Date	Dec 10, 2020
Instrument	2020K076973

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

Interest

Rate	2.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,009.00 (+3.44%) Homeowner's exemption
2024	$6,776.00 (+8.9%)	$93,588 (+22.66%) Land $13,597 Building $79,991	$280,876 (+22.71%) Land $40,807 Building $240,069
2022	$6,222.00 (+4.73%) Homeowner's exemption	$76,297 (+7.41%) Land $11,085 Building $65,212	$228,891 (+7.41%) Land $33,255 Building $195,636
2021	$5,941.00 Homeowner's exemption	$71,033 Land $10,320 Building $60,713	$213,099 Land $30,960 Building $182,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Verizon, Watch TV.

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