11109 E Cod Dr, Floral City, FL 34436 Property Records

Citrus County property record for 11109 E Cod Dr, Floral City, FL 34436

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,344 sqft · built 1980
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Dec 2023)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`21E-20S-06-0070-000D0-005.0`

Property Details

APN / Parcel Number

Primary APN	`21E-20S-06-0070-000D0-005.0`
Alternative APNs	`0620S21E0070000D00050` `2033151`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Subfloor

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	88,862 sqft (2.04 acres)
Lot Dimensions	275 ft deep x 375 ft wide

Exterior Amenities

Pool Area	595 sqft
Porch	Open Porch
Porch Area	408 sqft
Patio Area	154 sqft
Fence	Fence
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2033151
Old Parcel Number	0620S21E0070000D00050
Street Address	11109 E COD DR
City	FLORAL CITY
State	FL
Zip	34436-5407
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH COASTAL LAKES & RVR
Legal Description	WITHLAPOPKA ISLANDS UNIT 7 PB 11 PG 49 LOT 5 BLK D
Legal Range	21E
Legal Township	20S
Legal Section	06
Legal Subdivision	WITH-LA-POPKA ISLAND UNIT 7
Legal Block	D
Legal Lot Number	5
Legal Unit	7
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1029
Census Tract	451200

Owner

11109 E Cod Dr, a mobile home, is owned and occupied by an individual who bought it in December 2023.

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	11109 E COD DR, FLORAL CITY, FL 34436-5407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Jan 20, 2009
Deed Document Number	2023069303
Deed Book / Page	3428 / 1807
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 1, 2023
Property Address	11109 E COD DR, FLORAL CITY, FL 34436-5407
Document Number	0034281807
Book / Page	3428 / 1807
Map Reference	MB 11 PG 49-51
Instrument Date	Nov 28, 2023
Instrument	2023069303
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,294.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11109 E COD DR, FLORAL CITY, FL 34436-5407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11109 E COD DR, FLORAL CITY, FL 34436-5407

Mortgage

Document Number	0034281809
Date	Dec 1, 2023
Instrument	3428/1809

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 11109 E Cod Dr was $1,649 with exemptions applied, up 6.3% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (+6.25%) Homeowner's exemption Additional exemption filed	$138,666 (+3.06%) Land $24,990 Building $113,676	$138,666 (+3.06%) Land $24,990 Building $113,676
2024	$1,552.00 (+224.69%) Homeowner's exemption Additional exemption filed	$134,553 (+18.81%) Land $20,710 Building $113,843	$134,553 (+18.81%) Land $20,710 Building $113,843
2023	$478.00 (+6.94%) Homeowner's exemption Additional exemption filed	$113,250 (+11.38%) Land $17,850 Building $95,400	$113,250 (+11.38%) Land $17,850 Building $95,400
2022	$447.00 Homeowner's exemption Additional exemption filed	$101,680 Land $14,990 Building $86,690	$101,680 Land $14,990 Building $86,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11109 E Cod Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	44.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	6 (1996–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11109 E Cod Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 67% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORAL CITY WATER ASSN serves 5,917 people · EPA ID FL6090588
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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