Citrus County property record for 10981 E Cod Dr, Floral City, FL 34436
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1985 |
| Lot Size | 1.84 acres (80,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,500 (Oct 2000) |
| Tax Bill | $1,465 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 21E-20S-06-0070-000C0-0210 |
| Primary APN | 21E-20S-06-0070-000C0-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,476 sqft (1.84 acres) |
| Lot Dimensions | 536 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 1,000 sqft |
| Deck Area | 144 sqft |
| Patio Area | 368 sqft |
| Utility Building | 216 sqft |
| Cooling System | HVAC |
|---|
| Account Number | 2033061 |
|---|---|
| Street Address | 10981 E COD DR |
| City | FLORAL CITY |
| State | FL |
| Zip | 34436-5405 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | CLRMH |
| Legal Description | WITHLAPOPKA ISLANDS UNIT 7 PB 11 PG 49 LOT 21 BLK C |
| Legal Range | 21E |
| Legal Township | 20S |
| Legal Section | 06 |
| Legal Subdivision | WITH-LA-POPKA ISLAND UNIT 7 |
| Legal Block | C |
| Legal Lot Number | 21 |
| Legal Unit | 7 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 451200 |
10981 E Cod Dr, a mobile home, is owned by an individual who bought it in October 2000.
Source: Citrus County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4221 W SPRUCE ST, 1421, TAMPA, FL 33607-7252 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2000 · Amount on File |
| Deed Sale | Oct 17, 2000 · Amount on File |
| Prior Sale | Mar 1, 1990 · Amount on File |
| Deed Document Number | 20001156529 |
| Deed Book / Page | 1388 / 1824 |
| Prior Transfer Date | Oct 9, 2000 |
| Prior Transfer Doc | 0001156529 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10981 E Cod Dr was $1,465, up 10.4% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 (+10.4%) | $97,622 (+4.49%) Land $32,380 Building $65,242 | $97,622 (+4.49%) Land $32,380 Building $65,242 |
| 2024 | $1,327.00 (+7.62%) | $93,427 (+9.25%) Land $26,830 Building $66,597 | $93,427 (+9.25%) Land $26,830 Building $66,597 |
| 2023 | $1,233.00 (+13.96%) | $85,520 (+15.26%) Land $23,130 Building $62,390 | $85,520 (+15.26%) Land $23,130 Building $62,390 |
| 2022 | $1,082.00 | $74,195 Land $19,430 Building $54,765 | $74,195 Land $19,430 Building $54,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10981 E Cod Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 44.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 6 (1996–2024) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10981 E Cod Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORAL CITY WATER ASSN serves 5,917 people · EPA ID FL6090588 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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