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11086 Belltower St, Spring Hill, FL 34608 Property Records

Hernando County property record for 11086 Belltower St, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,067 sqft · built 1991
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$103,500 (Jan 2018)
Tax Bill$1,645 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5180-1180-0030

Property Details

APN / Parcel Number

Primary APNR32-323-17-5180-1180-0030
Alternative APNs
  • 00658443
  • 658443

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,067 sqft Living Area
Gross Area1,800 sqft
1st Floor Area1,067 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1999
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area353 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00658443
Street Address11086 BELLTOWER ST
CitySPRING HILL
StateFL
Zip34608-2011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 18 BLK 1180 LOT 3
Legal Range17E
Legal Township23S
Legal Section32
Legal SubdivisionSPRING HILL UNIT 18
Legal Block1180
Legal Lot Number3
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2011
Census Tract41004

Owner

11086 Belltower St is owned and occupied by an individual who bought it in January 2018.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address11086 BELLTOWER ST, SPRING HILL, FL 34608-2011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2018 · Amount on File
Deed SaleJan 31, 2018 · Amount on File
Deed Document Number20186260
Deed Book / Page3549 / 68
Prior Transfer DateFeb 3, 1997
Prior Transfer Doc0011070825
Record UpdatedJun 8, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 31, 2018
Property Address11086 BELLTOWER ST, SPRING HILL, FL 34608-2011
Document Number0035490068
Book / Page003549 / 000068
Instrument DateJan 16, 2018
Instrument6260
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$724.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11086 BELLTOWER ST SPRING HILL FL 346082011, SPRING HILL, FL 34608-2011

Mortgage

Document Number35490070
DateJan 31, 2018
Book Page003549/000070
Instrument6261
Lender
NamePATRIOT LNDG SVCS
AddressCARNEGIE, PA 15106
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 30, 2048

Mortgage

Document Number35490080,
DateJan 31, 2018
Book Page003549/000080
Instrument6262
Lender
NameMISCELLANEOUS GOVT AGCY
AddressBROOKSVILLE, FL 34601-2800
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 11086 Belltower St was $1,645 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,645.00 Homeowner's exemption$106,206$176,476 Land $37,500 Building $138,976
2023$100,207 Land $100,207
2022$921.00$162,454 Land $29,000 Building $133,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11086 Belltower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11086 Belltower St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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