Orange County property record for 11103 Bagley Aly, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,000 sqft · built 2018 |
| Lot Size | 0.86 acres (3,744 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Dec 2019) |
| Tax Bill | $5,071 (2025) |
| Deeds & Mortgages | Dec 2019 Sale Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-27-9176-01-090 |
| Primary APN | 25-23-27-9176-01-090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,866 sqft |
| 1st Floor Area | 842 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,744 sqft (0.86 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11103 BAGLEY ALY |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WESTSIDE VILLAGE 93/16 LOT 109 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | WESTSIDE VLG |
| Legal Block | 1 |
| Legal Lot Number | 109 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 17112 |
Source: Orange County records · APN 25-23-27-9176-01-090
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11103 BAGLEY ALY, WINDERMERE, FL 34786-6770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2019 | Warranty Deed, Transfer EQUITABLE TITLE/CELEBRATION |
| Jan 03, 2019 | Special Warranty Deed, Subdivision Related Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Prior Sale | Jan 03, 2019 · Amount on Record |
| Deed Document Number | 2019811192 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 11103 BAGLEY ALY, WINDERMERE, FL 34786-6770 |
| Document Number | 0000811192 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 811192 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2020 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10373 ROYAL WAY ORLANDO FL 32836, ORLANDO, FL 32836 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 03, 2019 |
| Property Address | 11103 BAGLEY ALY, WINDERMERE, FL 34786-6770 |
| Document Number | 0000004715 |
| Map Reference | MB 93 PG 16-20 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 20190004715 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,209.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 11103 BAGLEY ALY, WINDERMERE, FL 34786-6770 |
| Document Number | 0000004716 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 20190004716 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Type Change Date | Jan 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 13.6% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,193 (+2.7%) | $452,480 (-8.16%) Land $120,000 Building $332,480 | |
| 2025 | $5,071.00 (+4.84%) Homeowner's exemption | $318,591 (+5.99%) | $492,700 (+19.26%) Land $120,000 Building $372,700 |
| 2024 | $4,837.00 (+7.04%) | ||
| 2023 | $4,519.00 (+3.58%) Homeowner's exemption | $300,594 (+3%) | $413,120 (+16.24%) Land $85,000 Building $328,120 |
| 2022 | $4,363.00 Homeowner's exemption | $291,839 | $355,392 Land $80,000 Building $275,392 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171123, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies.
Based on FCC filings for 697 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL3484119, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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