11097 Bagley Aly, Windermere, FL 34786 Property Records

Orange County property record for 11097 Bagley Aly, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,008 sqft · built 2018
Lot Size	0.87 acres (3,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,016 (Jun 2018)
Tax Bill	$8,364 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-23-27-9176-01-100`

Property Details

APN / Parcel Number

Primary APN	`25-23-27-9176-01-100`
Alternative APNs	`272325917601100` `148645` `149814` `151934`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,770 sqft (0.87 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11097 BAGLEY ALY
City	WINDERMERE
State	FL
Zip	34786-6770
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WESTSIDE VILLAGE 93/16 LOT 110
Legal Range	27E
Legal Township	23S
Legal Section	25
Legal Subdivision	WESTSIDE VLG
Legal Block	1
Legal Lot Number	110
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3031
Census Tract	17112

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9941 SUMMERLAKE GROVES ST, WINTER GARDEN, FL 34787-4497
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC
Aug 7, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BAC FL BK
Jun 28, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on Record
Deed Sale	Jun 28, 2018 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	2018383834
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11097 BAGLEY ALY, WINDERMERE, FL 34786-6770
Document Number	0000285494
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11097 BAGLEY ALY WINDERMERE FL 347866770, WINDERMERE, FL 34786-6770

Mortgage

Document Number	0000285494
Date	May 18, 2020
Instrument	285494

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 7, 2018
Property Address	11097 BAGLEY ALY, WINDERMERE, FL 34786-6770
Document Number	0000466197
Instrument Date	Jul 31, 2018
Instrument	466197
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2019
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,409.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12988 WESTSIDE VILLAGE LOOP WINDERMERE FL 347866778, WINDERMERE, FL 34786-6778

Mortgage

Document Number	466198
Date	Aug 7, 2018
Instrument	466198

Lender

Name	BAC FL BK
Type	Bank
Address	CORAL GABLES, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.87%

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 28, 2018
Property Address	11097 BAGLEY ALY, WINDERMERE, FL 34786-6770
Document Number	0000383834
Instrument Date	Jun 22, 2018
Instrument	383834
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2019
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.11
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11097 BAGLEY ALY WINDERMERE FL 347866770, WINDERMERE, FL 34786-6770

Mortgage

Document Number	383835
Date	Jun 28, 2018
Instrument	383835

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,720 (-4.34%) Land $120,000 Building $333,720	$453,720 (-8.18%) Land $120,000 Building $333,720
2025	$8,364.00 (+8.09%)	$474,319 (+14.49%)	$494,140 (+19.28%) Land $120,000 Building $374,140
2024	$7,738.00 (+15.58%)
2023	$6,695.00 (+11.92%)	$414,277 (+16.25%) Land $85,000 Building $329,277	$414,277 (+16.25%) Land $85,000 Building $329,277
2022	$5,982.00	$356,363 Land $80,000 Building $276,363	$356,363 Land $80,000 Building $276,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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