1110 Waverly Pl, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1110 Waverly Pl, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,094 sqft · built 1900
Lot Size0.135 acres (5,920 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jul 2026)
Tax Bill$9,238 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 40.77-1-14

Property Details

APN / Parcel Number

Primary APN421500 40.77-1-14
Alternative APN
  • 150004007700010140000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,094 sqft Living Area
1st Floor Area1,083 sqft
2nd Floor Area1,011 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area5,920 sqft (0.135 acres)
Lot Dimensions148 ft deep x 40 ft wide

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area612 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1110 WAVERLY PL
CitySCHENECTADY
StateNY
Zip12308-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description3O 31 PTS OF 2 WOOD
Legal Block1
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract20500

Owner

1110 Waverly Pl is owned by two individuals who bought it in July 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address9 HAMPSTEAD PL, 203, SARATOGA SPRINGS, NY 12866-5598
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORPORATION
Oct 26, 2023Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Jul 27, 2021Deed, Transfer · Conventional Mortgage
MLB RESIDENTIAL LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2026 · Amount on File
Deed SaleJul 6, 2026 · Amount on File
Prior SaleOct 26, 2023 · Amount on File
Deed Document Number202615215
Deed Book / Page2175 / 200
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 6, 2026
Property Address1110 WAVERLY PL, SCHENECTADY, NY 12308-2612
Document Number0000015215
Book / Page2175 / 200
Instrument DateJun 9, 2026
Instrument202615215
Transaction TypeTransfer
Record UpdatedJul 17, 2026
Title CompanyNORTHWAY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000015216,
DateJul 6, 2026
Instrument202615216
Lender
NameHOMESTEAD FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 26, 2023
Property Address1110 WAVERLY PL, SCHENECTADY, NY 12308-2612
Document Number0000060726
Book / Page2118 / 502
Instrument DateSep 26, 2023
Instrument202360726
Transaction TypeTransfer
Record UpdatedNov 10, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 WAVERLY PL, SCHENECTADY, NY 12308-2612

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 HANCOCK ST, PORT TOWNSEND, WA 98368-8532

Mortgage

Document Number0000060727
DateOct 26, 2023
Instrument202360727
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateOct 1, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
Max Rate10.7%

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 27, 2021
Property Address1110 WAVERLY PL, SCHENECTADY, NY 12308-2612
Document Number0000035576
Book / Page2063 / 548
Instrument DateJul 21, 2021
Instrument202135576
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyNTA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1110 WAVERLY PL, 1110, SCHENECTADY, NY 12308-2612

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 WAVERLY PL, SCHENECTADY, NY 12308-2612

Mortgage

Document Number0000035577
DateJul 27, 2021
Instrument202135577
Lender
NameMLB RESIDENTIAL LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1110 Waverly Pl was $9,238, up 1.6% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,238.00 (+1.58%)
2025$9,094.00$195,400 Land $28,200 Building $167,200$323,564 Land $46,697 Building $276,867
2023$195,400 (+3.83%) Land $28,200 Building $167,200$247,342 (+7.77%) Land $35,696 Building $211,646
2022$188,200 Land $28,200 Building $160,000$229,512 Land $34,390 Building $195,122
2021$7,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 Waverly Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1110 Waverly Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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