1109 Waverly Pl, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1109 Waverly Pl, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,272 sqft · built 1915
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$286,000 (Oct 2021)
Tax Bill$9,574 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.76-2-60

Property Details

APN / Parcel Number

Primary APN421500 39.76-2-60
Alternative APN
  • 150003907600020600000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,272 sqft Living Area
1st Floor Area922 sqft
2nd Floor Area900 sqft
Upper Floors Area450 sqft
AtticAttic
Attic Area450 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area850 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1109 WAVERLY PL
CitySCHENECTADY
StateNY
Zip12308-2611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block2
Legal Lot Number60.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5000
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1109 WAVERLY PL, SCHENECTADY, NY 12308-2611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleSep 6, 2013 · Amount on Record
Deed Document Number202150486
Deed Book / Page2068 / 974
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 12, 2021
Property Address1109 WAVERLY PL, SCHENECTADY, NY 12308-2611
Document Number0000050486
Book / Page2068 / 974
Instrument DateSep 24, 2021
Instrument202150486
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,144.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1109 WAVERLY PL, SCHENECTADY, NY 12308-2611

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 STEPHEN OVAL APT C, C, GLEN COVE, NY 11542-4205

Mortgage

Document Number0000050489
DateOct 12, 2021
Book Page5155/192
Instrument202150489
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,574.00 (+1.52%)
2025$9,431.00 (+11.42%)$194,400 (-) Land $30,300 Building $164,100$321,908 (+30.82%) Land $50,174 Building $271,734
2023$194,400 (-) Land $30,300 Building $164,100$246,076 (+3.8%) Land $38,354 Building $207,722
2022$194,400 Land $30,300 Building $164,100$237,073 Land $36,951 Building $200,122
2021$8,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 746 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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