1110 E Spruce St, Abbotsford, WI 54405 Property Records

Marathon County property record for 1110 E Spruce St, Abbotsford, WI 54405

Property Summary

Property Type	Single Family Home
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`201-2902-314-9993`

Property Details

APN / Parcel Number

Primary APN	`201-2902-314-9993`
Alternative APN	`43-312902-015-005-00-00`

Exterior

Lot Area	32,670 sqft (0.75 acres)

Location & Zoning

Street Address	1110 E SPRUCE ST
City	ABBOTSFORD
State	WI
Zip	54405-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 31-29-02 PT OF SW 1/4 SE 1/4 COM 145' W OF SE COR N 236' W 139' S 236' E 139' TO BEG
Legal Range	02
Legal Township	29
Legal Section	31
Legal Quarter	SW
Jurisdiction	MARATHON WI
Township / Civil Division	ABBOTSFORD
Census Block Group	3
Census Block	3002
Census Tract	2200

Owner

1110 E Spruce St is owned and occupied by two individuals.

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1110 E SPRUCE ST, ABBOTSFORD, WI 54405-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage ABBYBANK
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABBYBANK
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ABBYBANK
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit ABBYBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	1110 E SPRUCE ST, ABBOTSFORD, WI 54405-9645
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001887982
Date	Sep 25, 2023
Instrument	1887982

Lender

Name	ABBYBANK
Type	Bank
Address	ABBOTSFORD, WI 54405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	8%
Max Rate At Change	10%
Index	1-Year T-Bill
Margin	3
Max Rate	14%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	1110 E SPRUCE ST, ABBOTSFORD, WI 54405-9645
Document Number	0001800560
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 E SPRUCE ST ABBOTSFORD WI 544059645, ABBOTSFORD, WI 54405-9645

Mortgage

Document Number	0001800560
Date	Mar 30, 2020
Instrument	1800560

Lender

Name	ABBYBANK
Type	Bank
Address	ABBOTSFORD, WI 54405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	1110 E SPRUCE ST, ABBOTSFORD, WI 54405-9645
Document Number	0001798141
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1110 E SPRUCE ST ABBOTSFORD WI 544059645, ABBOTSFORD, WI 54405-9645

Mortgage

Document Number	0001798141
Date	Feb 18, 2020
Instrument	1798141

Lender

Name	ABBYBANK
Type	Bank
Address	ABBOTSFORD, WI 54405-0648

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	1110 E SPRUCE ST, ABBOTSFORD, WI 54405-9645
Document Number	0001764046
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 E SPRUCE ST ABBOTSFORD WI 544059645, ABBOTSFORD, WI 54405-9645

Mortgage

Document Number	0001764046
Date	Aug 13, 2018
Instrument	1764046

Lender

Name	ABBYBANK
Type	Bank
Address	ABBOTSFORD, WI 54405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1110 E Spruce St was $3,646 with a homeowner's exemption.

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Abbotsford City
County	Marathon County
Unified School District	Abbotsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,646.00	$185,600 Land $21,000 Building $164,600	$215,412 Land $24,373 Building $191,039
2023	$3,243.00 Homeowner's exemption	$185,600 Land $21,000 Building $164,600	$189,916 Land $21,488 Building $168,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1110 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1110 E Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bug Tussel Wireless Fiber	1,000 / 1,000
Country Wireless Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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