1110 Cobb Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 1110 Cobb Cir, Murphy, NC 28906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1978
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2023)
Tax Bill	$506 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`447900837461000`

Property Details

APN / Parcel Number

Primary APN	`447900837461000`
Alternative APNs	`47619` `57996` `60734`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Heated Area
Gross Area	1,255 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	103,237 sqft (2.37 acres)
Lot Dimensions	353 ft deep x 296 ft wide
Porch	Slab
Porch Area	217 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	60734
Street Address	1110 COBB CIR
City	MURPHY
State	NC
Zip	28906-6040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 DICKEY-COBB PROP 1716/756
Legal Subdivision	DICKEY-COBB PROPERTY
Legal Phase	1716
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2028
Census Tract	930502

Owner

Source: Cherokee County records · APN 447900837461000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 499, MURPHY, NC 28906-0499
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage IMPACT LENDING INC
Aug 04, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TIMOTHY NCLSON ETAL
Jul 13, 2022	Warranty Deed, Transfer
Apr 25, 2018	Intrafamily Transfer, Transfer
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2023 · Amount on Record
Deed Sale	Aug 04, 2023 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	20233796
Deed Book / Page	1739 / 1201
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	01585/0938
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 17, 2026
Property Address	1110 COBB CIR, MURPHY, NC 28906-6040
Document Number	0000003005
Book / Page	1803 / 1119
Instrument Date	Jun 12, 2026
Instrument	20263005
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 COBB CIR, MURPHY, NC 28906-6040

Mortgage

Document Number	0000003005,
Date	Jun 17, 2026
Book Page	1803/1119
Instrument	20263005

Lender

Name	IMPACT LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 04, 2023
Property Address	1110 COBB CIR, MURPHY, NC 28906-6040
Document Number	01739/1201
Book / Page	1739 / 1201
Instrument Date	Aug 04, 2023
Instrument	3796
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 BAXTER AVE, ORLANDO, FL 32806-6417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 499, MURPHY, NC 28906-0499

Mortgage

Document Number	0017391204
Date	Aug 04, 2023
Instrument	1739/1204

Lender

Name	TIMOTHY NCLSON ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Jul 04, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 13, 2022
Property Address	1110 COBB CIR, MURPHY, NC 28906-6040
Document Number	001716/756
Book / Page	1716 / 756
Instrument Date	Jul 13, 2022
Instrument	4633
Transaction Type	Transfer
Record Updated	Aug 02, 2022

Transaction

Amount	Amount Recorded
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 ROSELLA PL, 704, THE VILLAGES, FL 32162-1609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 BAXTER AVE, ORLANDO, FL 32806-6417

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 25, 2018
Property Address	1110 COBB CIR, MURPHY, NC 28906-6040
Document Number	01585/0938
Book / Page	01585 / 0938
Instrument Date	Apr 13, 2018
Instrument	01942
Transaction Type	Transfer
Record Updated	Jun 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	704 ROSELLA PL, THE VILLAGES, FL 32162-1609

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1110 COBB CIR, MURPHY, NC 28906-6040
Transaction Type	Mortgage
Record Updated	Dec 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 05467
Date	Nov 21, 2017
Book Page	01575/0004
Instrument	05467

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Dec 01, 2029

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$506.00 (+1.61%)	$64,010 (-0.44%)	$64,010 (-0.44%) Land $16,100 Building $47,910
2023		$64,290 (-)	$64,290 (-) Land $16,100 Building $48,190
2022	$498.00	$64,290	$64,290 Land $16,100 Building $48,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	About 1 in 549 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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