Cherokee County property record for 1009 Cobb Cir, Murphy, NC 28906 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 1989 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Oct 2023) |
| Tax Bill | $1,065 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Aug 2022 Foreclosure + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 447900830248000 |
| Primary APN | 447900830248000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 984 sqft Heated Area |
| Gross Area | 2,618 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 348 ft deep x 40 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 32 sqft |
| Patio Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 61336 |
|---|---|
| Street Address | 1009 COBB CIR |
| City | MURPHY |
| State | NC |
| Zip | 28906-6035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28B COBB SUB 1717/982 |
| Legal Subdivision | COBB SUB |
| Legal Lot Number | 28B |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 447900830248000
Assessment roll updated October 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443 |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 23, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Aug 01, 2022 | Quit Claim Deed, Foreclosure Quitclaim |
| Mar 07, 2022 | Special Warranty Deed, Foreclosure |
| Jul 26, 2021 | Trustee's Deed, Foreclosure MIDLAND STATES BANK |
| Jun 12, 2018 | Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on Record |
| Deed Sale | Oct 23, 2023 · Amount on Record |
| Prior Sale | Aug 12, 2021 · Amount on Record |
| Deed Document Number | 20235378 |
| Deed Book / Page | 1744 / 1316 |
| Prior Transfer Date | Jul 29, 2022 |
| Prior Transfer Doc | 001717/982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 23, 2023 |
| Property Address | 1009 COBB CIR, MURPHY, NC 28906-6035 |
| Document Number | 01744/1316 |
| Book / Page | 1744 / 1316 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 5378 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | VYLLA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST DOUGLASS RD200A, RD200A, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 WALNUT ST # 14903, 14903, GREEN COVE SPRINGS, FL 32043-3443 |
| Document Number | 0017441320 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 1744/1320 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 01, 2022 |
| Property Address | 1009 COBB CIR, MURPHY, NC 28906-6035 |
| Document Number | 001717/982 |
| Book / Page | 1717 / 982 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 5012 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 07, 2022 |
| Property Address | 1009 COBB CIR, MURPHY, NC 28906-6035 |
| Document Number | 01705/1286 |
| Book / Page | 1705 / 1286 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 1478 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 E SOUTH ST DOUGLASS RD200-A, 1600, ANAHEIM, CA 92805-4903 |
| Name | Verified Name |
|---|---|
| Address | 2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 26, 2021 |
| Property Address | 1009 COBB CIR, MURPHY, NC 28906-6035 |
| Document Number | 1686/720 |
| Book / Page | 1686 / 720 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 4886 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 1688/226 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 1688/226 |
| Instrument | 5356 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 12, 2018 |
| Property Address | 1009 COBB CIR, MURPHY, NC 28906-6035 |
| Document Number | 01589/0078 |
| Book / Page | 01589 / 0078 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 02786 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5510 W US 64 HWY, 5510, MURPHY, NC 28906-8164 |
| Name | Verified Name |
|---|---|
| Address | 1009 COBB CIR, MURPHY, NC 28906-6035 |
| Document Number | 02787 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 02787 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,065.00 | $148,830 (-0.75%) | $148,830 (-0.75%) Land $11,500 Building $137,330 |
| 2023 | $149,950 | $149,950 Land $11,500 Building $138,450 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 518 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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