St. Joseph County property record for 1105 8th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1925 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,000 (Jun 1996) |
| Tax Bill | $1,129 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-273-00 |
| Primary APN | 051-245-273-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1105 8TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | S 55 FT OF LOT 2 BLK 74 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 74 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 40200 |
Source: St. Joseph County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 17, 2026 | Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CREDIT UNION |
| Apr 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit KELLOGG COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1996 · Amount on Record |
| Deed Sale | Jun 18, 1996 · Amount on Record |
| Deed Book / Page | 762 / 168 |
| Last Transfer Date | Apr 8, 2026 |
| Transfer Doc | 2026003083 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 17, 2026 |
| Property Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Number | 0000006629 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 20266629 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Number | 0000006629, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 20266629 |
| Name | KELLOGG COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Number | 2026003083 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263083 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 13, 2026 |
| Property Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Number | 0000003083 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026.3083 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1105 8TH ST, THREE RIVERS, MI 49093-1723 |
| Document Number | 2025007517 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025007517 |
| Name | KELLOGG COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 22, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,000 (-0.97%) Land $2,700 Building $48,300 | $102,000 (-0.97%) Land $5,400 Building $96,600 | |
| 2025 | $1,129.00 (+13.35%) Homeowner's exemption | $51,500 (+46.72%) Land $2,600 Building $48,900 | $103,000 (+46.72%) Land $5,200 Building $97,800 |
| 2023 | $35,100 Land $2,100 Building $33,000 | $70,200 Land $4,200 Building $66,000 | |
| 2022 | $996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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