111 Zipperer Paddock, Guyton, GA 31312 Property Records

Effingham County property record for 111 Zipperer Paddock, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,689 sqft · built 2008
Lot Size	2.75 acres (119,790 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Feb 2020)
Tax Bill	$6,431 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0395B-006-000`

Property Details

APN / Parcel Number

Primary APN	`0395B-006-000`
Alternative APNs	`0395B006` `12095`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,689 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	119,790 sqft (2.75 acres)
Garage Type	Mixed
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	498 sqft
Deck Area	540 sqft
Patio Area	540 sqft
Utility Building	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12095
Street Address	111 ZIPPERER PADDOCK
City	GUYTON
State	GA
Zip	31312-6812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	2.75 AC LOT 6 (OUT 395-19)
Legal Subdivision	ZIPPERER PLACE
Legal Lot Number	6
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	2
Census Block	2000
Census Tract	30301

Owner

111 Zipperer Paddock is owned and occupied by two individuals who bought it in February 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING
Feb 6, 2020	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on File
Deed Sale	Feb 6, 2020 · Amount on File
Deed Document Number	2020431
Deed Book / Page	2575 / 578
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	00001651/7
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	111 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ZIPPERER PADDOCK, GUYTON, GA 31312-6812

Mortgage

Document Number	0000002664/0000000694
Date	Feb 24, 2021
Book Page	0000002664/0000000694
Instrument	002013

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 6, 2020
Property Address	111 ZIPPERER PADDOCK, GUYTON, GA 31312-6812
Document Number	002575/578
Book / Page	2575 / 578
Instrument Date	Feb 6, 2020
Instrument	2020-000431
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 WATERWHEEL WAY, SENOIA, GA 30276-3430

Mortgage

Document Number	0000002575/0000000579
Date	Feb 24, 2020
Book Page	0000002575/0000000579
Instrument	001781

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 111 Zipperer Paddock was $6,431 with a homeowner's exemption, up 11.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,155 (+15.87%) Land $68,405 Building $230,750	$747,887 (+15.87%) Land $171,013 Building $576,874
2025	$6,431.00 (+11.09%) Homeowner's exemption	$258,173 (+18.92%) Land $68,405 Building $189,768	$645,434 (+18.92%) Land $171,013 Building $474,421
2024	$5,789.00 (+18.53%) Homeowner's exemption	$217,104 (+5.15%) Land $44,128 Building $172,976	$542,758 (+5.15%) Land $110,319 Building $432,439
2023	$4,884.00 (-11.01%) Homeowner's exemption	$206,479 (+5.11%) Land $44,128 Building $162,351	$516,197 (+5.11%) Land $110,319 Building $405,878
2022	$5,488.00 Homeowner's exemption	$196,433 Land $34,082 Building $162,351	$491,082 Land $85,204 Building $405,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 111 Zipperer Paddock in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	2 (2002–2009)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Zipperer Paddock is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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