Allegan County property record for 111 Wall St, Douglas, MI 49406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,161 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,460,000 (May 2023) |
| Tax Bill | $31,412 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-551-005-00 |
| Primary APN | 59-551-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,161 sqft Living Area |
| 1st Floor Area | 1,944 sqft |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 WALL ST |
|---|---|
| City | DOUGLAS |
| State | MI |
| Zip | 49406-5148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 NBHD C |
| Legal Description | LOT 5 BLOCK 1 SPENCER'S ADDITION. |
| Legal Subdivision | SPENCERS ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30802 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 698, DOUGLAS, MI 49406-0698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 10, 2021 | Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Jan 31, 2018 | Deed of Trust, Mortgage · ARM LAKE MICHIGAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2023 · Amount on Record |
| Deed Sale | May 18, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Document Number | 20237265 |
| Deed Book / Page | 4857 / 228 |
| Prior Transfer Date | Jun 30, 2016 |
| Prior Transfer Doc | 4043/417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 18, 2023 |
| Property Address | 111 WALL ST, DOUGLAS, MI 49406-5148 |
| Document Number | 004857/228 |
| Book / Page | 4857 / 228 |
| Map Reference | LB 44 PG 69 |
| Instrument Date | May 5, 2023 |
| Instrument | 2023007265 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Title Company | PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 905, DOUGLAS, MI 49406-0905 |
| Name | Verified Name |
|---|---|
| Address | 518 S DUNTON AVE, ARLINGTON HEIGHTS, IL 60005-1910 |
| Document Number | 2023007266 |
|---|---|
| Date | May 18, 2023 |
| Instrument | 2023007266 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Sep 10, 2021 |
| Property Address | 111 WALL ST, DOUGLAS, MI 49406-5148 |
| Document Number | 4669/585 |
| Book / Page | 4669 / 585 |
| Map Reference | LB 44 PG 69 |
| Instrument Date | Sep 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $11,137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 WALL ST, 111, DOUGLAS, MI 49406-5148 |
| Name | Verified Name |
|---|---|
| Address | 111 WALL ST, DOUGLAS, MI 49406-5148 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 111 WALL ST, DOUGLAS, MI 49406-5148 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4218/003 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 4218/003 |
| Instrument | 4218-003 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
| Type Change Date | Feb 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.86% |
| Index | 1-Year LIBOR |
| Max Rate | 8.86% |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Douglas City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $827,000 (+6.23%) Land $92,400 Building $734,600 | $1,654,000 (+6.23%) Land $184,800 Building $1,469,200 | |
| 2025 | $31,412.00 (+10.52%) Homeowner's exemption | $778,500 (+33.19%) Land $72,600 Building $705,900 | $1,557,000 (+33.19%) Land $145,200 Building $1,411,800 |
| 2024 | $28,421.00 (+165.96%) | ||
| 2023 | $584,500 Land $70,000 Building $514,500 | $1,169,000 Land $140,000 Building $1,029,000 | |
| 2020 | $10,686.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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