111 W Mill St, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 111 W Mill St, Ruma, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Mar 2026)
Tax Bill	$590 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-149-004-00`

Property Details

APN / Parcel Number

Primary APN	`13-149-004-00`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	111 W MILL ST
City	RUMA
State	IL
Zip	62278-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	245/249 353/272 479/966 2013R03111 PT S1/2 SE 100'X100' .23AC. SEC 32 T4 R8 IN RUMA
Legal Range	08
Legal Township	04
Legal Section	32
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2035
Census Tract	950900

Owner

111 W Mill St is owned and occupied by an individual who bought it in March 2026.

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	111 W MILL ST, RUMA, IL 62278-2703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Mar 30, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Jul 30, 2013 · Amount on File
Deed Document Number	2026951
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Recording Date	Aug 17, 2026
Property Address	111 W MILL ST, RUMA, IL 62278-2703
Document Number	0000002519
Instrument Date	Jul 7, 2026
Instrument	20262519
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W MILL ST, RUMA, IL 62278-2703

Mortgage

Document Number	0000002519,
Date	Aug 17, 2026
Instrument	20262519

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Mar 30, 2026
Property Address	111 W MILL ST, RUMA, IL 62278-2703
Document Number	2026R00951
Instrument Date	Mar 10, 2026
Instrument	2026R00951
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 W MILL ST, RUMA, IL 62278-2703

Tax Assessment & Valuation

The 2025 property tax bill for 111 W Mill St was $590, up 6.7% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Ruma Village
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$590.00 (+6.69%)	$10,785 (+6.57%) Land $2,780 Building $8,005	$32,355 (+6.57%) Land $8,340 Building $24,015
2024	$553.00	$10,120 Land $2,610 Building $7,510	$30,360 Land $7,830 Building $22,530
2022	$483.00	$8,835 Land $2,280 Building $6,555	$26,505 Land $6,840 Building $19,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 W Mill St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 W Mill St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400
Water Source	Purchased groundwater from RUMA
Last State Inspection	Oct 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Mill St

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