111 Sunset Dr, Watson, IL 62473 Property Records

Effingham County property record for 111 Sunset Dr, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1977
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Aug 2018)
Tax Bill	$1,750 (2022)
Deeds & Mortgages	Aug 2018 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-011-005`

Property Details

APN / Parcel Number

Primary APN	`14-21-011-005`

Interior

Stories	1 Story
Building Area	960 sqft Base Area

Exterior

Year Built	Built 1977
Construction Type	Frame
Lot Area	13,939 sqft (0.319 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	111 SUNSET DR
City	WATSON
State	IL
Zip	62473-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 CHAPARRAL SUB 3403/216 1805/38 1700/132 1181/125 944/102 519/269
Legal Subdivision	CHAPARRAL SUBDIVISION
Legal Lot Number	5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1059
Census Tract	950400

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	111 SUNSET DR, WATSON, IL 62473-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	201801803133
Deed Book / Page	3403 / 216
Record Updated	Jun 7, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	111 SUNSET DR, WATSON, IL 62473-1028
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3404/033
Date	Aug 6, 2018
Book Page	3404/033
Instrument	201801803162

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2023

Interest

Rate Type	Fixed Rate
Rate	4.76%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 2, 2018
Property Address	111 SUNSET DR, WATSON, IL 62473-1028
Document Number	3403/216
Book / Page	3403 / 216
Map Reference	MB 10 PG 283
Instrument Date	Aug 1, 2018
Instrument	201801803133
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	111 SUNSET DR, WATSON, IL 62473-1028

Mortgage

Document Number	201801803134
Date	Aug 2, 2018
Instrument	201801803134

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,750.00 Homeowner's exemption	$30,320 Land $4,100 Building $26,220	$90,960 Land $12,300 Building $78,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Dr

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