107 Sunset Dr, Watson, IL 62473 Property Records

Effingham County property record for 107 Sunset Dr, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,000 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,205 (2024)
Deeds & Mortgages	Apr 2022 Transfer Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-21-011-007`

Property Details

APN / Parcel Number

Primary APN	`14-21-011-007`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,000 sqft Base Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	107 SUNSET DR
City	WATSON
State	IL
Zip	62473-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CHAPARRAL SUB 3773/272 610/250
Legal Subdivision	CHAPARRAL SUBDIVISION
Legal Lot Number	7
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	1
Census Block	1059
Census Tract	950400

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 SUNSET DR, WATSON, IL 62473-1028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 24, 2022
Transfer Doc	003773/272
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 6, 2022
Property Address	107 SUNSET DR, WATSON, IL 62473-1028
Document Number	003773/272
Book / Page	3773 / 272
Map Reference	MB 10 PG 283
Instrument Date	Mar 24, 2022
Instrument	202222001421
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	107 SUNSET DR, WATSON, IL 62473-1028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	107 SUNSET DR, WATSON, IL 62473-1028
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3481/115
Date	Jul 19, 2019
Book Page	3481/115
Instrument	201901902730

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Municipality	Watson Village
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,205.00 (+27.24%)	$34,590 (+21.58%) Land $4,490 Building $30,100	$103,770 (+21.58%) Land $13,470 Building $90,300
2022	$947.00 Homeowner's exemption Senior Citizen's exemption	$28,450 Land $3,690 Building $24,760	$85,350 Land $11,070 Building $74,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-WATSON serves 754 people · EPA ID IL0490500
Water Source	Purchased surface water from EJ WATER COOPERATIVE
Last State Inspection	Mar 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Dr

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