Adams County property record for 111 Smith St, Ursa, IL 62376
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.25 acres (10,906 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Dec 2025) |
| Tax Bill | $1,592 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Construction Loan Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090104100000 |
| Primary APN | 090104100000 |
|---|
| Lot Area | 10,906 sqft (0.25 acres) |
|---|
| Street Address | 111 SMITH ST |
|---|---|
| City | URSA |
| State | IL |
| Zip | 62376-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 URSA-CIRCUIT CT ADDN LOT 14 |
| Legal Range | 8W |
| Legal Township | 1N |
| Legal Section | 18 |
| Legal Subdivision | URSA-CIRCUIT CT ADD |
| Legal Lot Number | 14 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | URSA |
| Census Block Group | 3 |
| Census Block | 3101 |
| Census Tract | 10100 |
Source: Adams County assessment roll, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 111 SMITH ST, URSA, IL 62376-2048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Administrator's Deed, Construction Loan · Construction Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANKERS TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Deed Document Number | 20257948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Dec 31, 2025 |
| Property Address | 111 SMITH ST, URSA, IL 62376-2048 |
| Document Number | 2025R07948 |
| Map Reference | MB 1 PG 155 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025R-07948 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2111 YORKSHIRE DR, CEDAR FALLS, IA 50613-1648 |
| Name | Verified Name |
|---|---|
| Address | 111 SMITH ST, URSA, IL 62376-2048 |
| Document Number | 2025R07949 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025R-07949 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 111 SMITH ST, URSA, IL 62376-2048 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023R00687 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023R-00687 |
| Name | FIRST BANKERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Ursa Township |
| Municipality | Ursa Village |
| Unified School District | Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,770 (+8%) Land $4,620 Building $26,150 | $92,310 (+8%) Land $13,860 Building $78,450 | |
| 2024 | $1,592.00 (+20.15%) | $28,490 (+12.97%) Land $4,280 Building $24,210 | $85,470 (+12.97%) Land $12,840 Building $72,630 |
| 2022 | $25,220 Land $3,790 Building $21,430 | $75,660 Land $11,370 Building $64,290 | |
| 2021 | $1,325.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 60 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | URSA serves 626 people · EPA ID IL0010700 |
|---|---|
| Water Source | Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telephone Co-Operative Fiber | 1,000 / 1,000 |
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