106 Smith St, Ursa, IL 62376 Property Records

Adams County property record for 106 Smith St, Ursa, IL 62376

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (9,902 sqft)
Owner	Individual Name on File
Last Sale	$106,900 (Jul 2022)
Tax Bill	$2,186 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090103700000`

Property Details

APN / Parcel Number

Primary APN	`090103700000`

Exterior

Lot Area	9,902 sqft (0.23 acres)

Location & Zoning

Street Address	106 SMITH ST
City	URSA
State	IL
Zip	62376-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18 1N8W LOT 7 URSA CIRCUIT CT ADD -EX E 6FT- LOT 7
Legal Range	08W
Legal Township	01N
Legal Section	18
Legal Subdivision	URSA CIRCUIT CT ADD
Legal Lot Number	7
Jurisdiction	ADAMS IL
Township / Civil Division	URSA
Census Block Group	3
Census Block	3102
Census Tract	10100

Owner

Source: Adams County assessment roll, APN 090103700000, as of May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 SMITH ST, URSA, IL 62376-2049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	20225210
Record Updated	Jun 08, 2026

July 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ADAMS IL
Recording Date	Jul 15, 2022
Property Address	106 SMITH ST, URSA, IL 62376-2049
Document Number	2022R05210
Instrument Date	Jul 15, 2022
Instrument	2022R-05210
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 SMITH ST, URSA, IL 62376-2049

Mortgage

Document Number	2022R05211
Date	Jul 15, 2022
Instrument	2022R-05211

Lender

Name	HOME BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	7.12%

Tax Assessment & Valuation

Source: Adams County assessment roll as of May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Adams County
County Subdivision	Ursa Township
Municipality	Ursa Village
Unified School District	Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,290 (+42.53%) Land $4,620 Building $36,670	$123,870 (+42.53%) Land $13,860 Building $110,010
2024	$2,186.00 (+127.23%)
2022		$28,970 Land $3,790 Building $25,180	$86,910 Land $11,370 Building $75,540
2021	$962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (17001C), as of July 23, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170010101003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	60 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 39 claims Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Aug 1993 · 9 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 163 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Adams Telephone Co-Operative Fiber	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0010700, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	URSA serves 626 people
Water Source	Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.