111 Smith Dr, Camden, NC 27921 Property Records

Camden County property record for 111 Smith Dr, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1996
Lot Size	0.688 acres (29,969 sqft)
Owner	2 Individual Names on File
Last Sale	$354,000 (Mar 2026)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Aug 2007 Second Mortgage Oct 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02.8926.00.21.9626.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8926.00.21.9626.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	970 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,969 sqft (0.688 acres)
Lot Depth	240 ft Depth
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	111 SMITH DR
City	CAMDEN
State	NC
Zip	27921-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Description	BELL FARM ESTATES
Legal Subdivision	BELL FARM ESTATES
Legal Lot Number	9
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	2
Census Block	2042
Census Tract	950101

Owner

111 Smith Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Camden County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	111 SMITH DR, CAMDEN, NC 27921-7564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 5, 2005	Deed of Trust, Mortgage · VA Mortgage NATIONAL CITY MORTGAGE
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 1, 2020	Intrafamily Transfer, Transfer
Feb 19, 2019	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Feb 19, 2019 · Amount on File
Deed Document Number	2026221134
Deed Book / Page	466 / 309
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	392/623
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	111 SMITH DR, CAMDEN, NC 27921-7564
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000252/730
Date	Aug 3, 2007
Book Page	0252/730

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2027

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NC
Property Address	111 SMITH DR, CAMDEN, NC 27921-7564
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000219/769
Date	Oct 5, 2005
Book Page	0219/769

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2020

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Mar 20, 2026
Property Address	111 SMITH DR, CAMDEN, NC 27921-7564
Document Number	000466/309
Book / Page	466 / 309
Map Reference	CAB 2 SL 83-B
Instrument Date	Mar 13, 2026
Instrument	221134
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 SMITH DR, CAMDEN, NC 27921-7564

Mortgage

Document Number	0000221135
Date	Mar 20, 2026
Instrument	221135

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CAMDEN NC
Recording Date	Jul 1, 2020
Property Address	111 SMITH DR, CAMDEN, NC 27921-7564
Document Number	392/623
Book / Page	392 / 623
Map Reference	CAB 2 SL 83-B
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	102 OAK RIDGE LN, WINCHESTER, VA 22602-7812

February 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMDEN NC
Recording Date	Feb 19, 2019
Property Address	111 SMITH DR, CAMDEN, NC 27921-7564
Document Number	0374/001
Book / Page	0374 / 001
Map Reference	CAB 2 SL 83-B
Instrument Date	Jan 30, 2019
Transaction Type	Foreclosure
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$1,968.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OAK RIDGE LN, WINCHESTER, VA 22602-7812

Tax Assessment & Valuation

The 2026 property tax bill for 111 Smith Dr was $2,250, down 5.2% from the year before.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (-5.22%)	$304,043 (-) Land $68,229 Building $235,814	$304,043
2025	$2,374.00	$304,043 Land $68,229 Building $235,814
2023		$304,043 Land $68,229 Building $235,814	$304,043 Land $68,229 Building $235,814

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Smith Dr in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	56 (1999–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 37 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Smith Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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