108 Smith Dr, Camden, NC 27921 Property Records

Camden County property record for 108 Smith Dr, Camden, NC 27921

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,734 sqft · built 2000
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Mar 2021)
Tax Bill	$2,434 (2026)
Deeds & Mortgages	Aug 2021 Transfer Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.8926.00.21.6534.0000`

Property Details

APN / Parcel Number

Primary APN	`02.8926.00.21.6534.0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,734 sqft Living Area
1st Floor Area	1,482 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	265 ft deep x 125 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	439 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	108 SMITH DR
City	CAMDEN
State	NC
Zip	27921-7564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R32
Legal Description	BELL FARMS ESTATES
Legal Subdivision	BELL FARMS ESTATES
Legal Lot Number	5
Jurisdiction	CAMDEN NC
Township / Civil Division	COURTHOUSE
Census Block Group	2
Census Block	2042
Census Tract	950101

Owner

108 Smith Dr is owned and occupied by two individuals who acquired it in August 2021.

Source: Camden County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 SMITH DR, CAMDEN, NC 27921-7564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Gift Deed, Transfer
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Prior Sale	Nov 1, 2013 · Amount on File
Deed Book / Page	407 / 95
Last Transfer Date	Aug 3, 2021
Transfer Doc	000413/434
Record Updated	Sep 20, 2026

August 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CAMDEN NC
Recording Date	Aug 3, 2021
Property Address	108 SMITH DR, CAMDEN, NC 27921-7564
Document Number	000413/434
Book / Page	413 / 434
Map Reference	CAB 2 SL 83-B
Instrument Date	Aug 3, 2021
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 SMITH DR, CAMDEN, NC 27921-7564

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMDEN NC
Recording Date	Mar 30, 2021
Property Address	108 SMITH DR, CAMDEN, NC 27921-7564
Document Number	0000407/95
Book / Page	407 / 95
Map Reference	CAB 2 SL 83-B
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,916.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 SMITH DR, CAMDEN, NC 27921-7564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SMITH DR, CAMDEN, NC 27921-7564
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040798
Date	Mar 30, 2021
Instrument	407/98

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 108 Smith Dr was $2,434.

Source: Camden County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Camden County
Unified School District	Camden County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,434.00	$328,930 (-) Land $69,255 Building $259,675	$328,930
2025		$328,930 Land $69,255 Building $259,675
2024	$2,539.00
2023		$328,930 Land $69,255 Building $259,675	$328,930 Land $69,255 Building $259,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Smith Dr in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 21, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 147 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	56 (1999–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 37 claims Severe Storms, Flooding, And Straight-line Winds, Sep 2010 · 2 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Smith Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CAMDEN WTR & SWR DISTRCT serves 9,717 people · EPA ID NC0415015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastern Shore Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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